Unless you are like 5’5 I’m not sure 220 qualifies as fat to hardly anyone. I think when you go from big to fat is when people treat you differently and look at you differently. I was 380, down to 185 and spent a lot of my life at 225 at 5’8.
When I hit 255-285 is when a lot of the fat issues happening including my breathing, worrying about public seating and getting random comments from people