conversations.from: human
conversations.value: a description for a book titled Cold Hard Truth on Family, Kids and Money about CBC's, Cold, Truth with the genre: Business & Money, Finance
conversations.from: assistant
conversations.value: KEVIN O'LEARY is one of North America's most successful business entrepreneurs, as well as a star on CBC's Dragons' Den and ABC's Shark Tank. He is the author of the #1 bestselling books Cold Hard Truth and Cold Hard Truth: On Men, Women &amp; Money. In 1999, Kevin founded and built SoftKey (later The Learning Company), the global leader in children's educational software, and negotiated its sale to Mattel for $4.2 billion. Since then, he has successfully co-founded, funded and sold numerous companies in a range of industries, including storage, entertainment and finance. Today, Kevin is the chairman of the author Funds, a $1.5 billion mutual fund company. He is also the co-host of CBC's The Lang &amp; the author Exchange.
conversations.from: human
conversations.value: Swap the first and the last sentence.
conversations.from: assistant
conversations.value: He is also the co-host of CBC's The Lang &amp; the author Exchange. He is the author of the #1 bestselling books Cold Hard Truth and Cold Hard Truth: On Men, Women &amp; Money. In 1999, Kevin founded and built SoftKey (later The Learning Company), the global leader in children's educational software, and negotiated its sale to Mattel for $4.2 billion. Since then, he has successfully co-founded, funded and sold numerous companies in a range of industries, including storage, entertainment and finance. Today, Kevin is the chairman of the author Funds, a $1.5 billion mutual fund company.KEVIN O'LEARY is one of North America's most successful business entrepreneurs, as well as a star on CBC's Dragons' Den and ABC's Shark Tank.
conversations.from: human
conversations.value: the first four paragraphs for this book
conversations.from: assistant
conversations.value: Cold Hard Truth on Family, Kids and Money
  What does that mean for you? You're going to have to create your own opportunities. Your 20s are not a time to slack off—far from it. Eleanor Roosevelt and Spider-Man both agree that with great freedom comes great responsibility. But the inverse is also true: with great responsibility comes great freedom. If you have a skill set, find a way to monetize it. You might end up as a freelancer, hustling for a constant flow of part-time work. Or perhaps you'll find a niche as a consultant. A lot of 20-somethings work as temps—in 2012, 29 percent of Canadians between the ages of 20 and 24 were employed in temporary positions. This can be a great way to work in a variety of companies and wear many different hats, sussing out what you like and what you don't.
  I worked as a bartender throughout college to help offset my living expenses. I got pretty good at soliciting tips. I also saw the dark side of drinking. I give up drinking for three weeks each January just to prove to myself that I can do it—the weight loss is an added bonus. In this picture I'm embracing my server roots, at a Paris nightclub while out on the town with The Learning Company's European customers.
  If it looks like you're going to be self-employed for a while, you may want to look into opening an RRSP (registered retirement savings plan) for yourself. The money you put into an RRSP will benefit from tax-deferred compounded growth over the next four decades. The best thing about an RRSP is that you don't have to make big contributions. If you put in $500 a year for the next 40 years, you'll save $77,381. That breaks down to $42 a month, which is the price of a nice dinner out. And you can always up the size of your contribution once you've secured a steady income stream.
  I like to joke that "DC" stands for "debt collector," because that's who is going to be knocking on your door when you're struggling to make ends meet in retirement. So why not start preparing now, while you still have 40 years for that money to accrue interest? Don't leave your future in the hands of a fluctuating job market; start saving now. Sixty-five may sound like the distant future, but it comes sooner than you think.
conversations.from: human
conversations.value: Add another sentence about passed.
conversations.from: assistant
conversations.value: Cold Hard Truth on Family, Kids and Money
  What does that mean for you? You're going to have to create your own opportunities. Your 20s are not a time to slack off—far from it. Eleanor Roosevelt and Spider-Man both agree that with great freedom comes great responsibility. But the inverse is also true: with great responsibility comes great freedom. If you have a skill set, find a way to monetize it. You might end up as a freelancer, hustling for a constant flow of part-time work. Or perhaps you'll find a niche as a consultant. A lot of 20-somethings work as temps—in 2012, 29 percent of Canadians between the ages of 20 and 24 were employed in temporary positions. This can be a great way to work in a variety of companies and wear many different hats, sussing out what you like and what you don't. 
  I worked as a bartender throughout college to help offset my living expenses. I got pretty good at soliciting tips. I also saw the dark side of drinking. There were many nights when I would have to break up fights, help a waitress fend off a drunkard's advances or call an ambulance for a patron who had passed out. I give up drinking for three weeks each January just to prove to myself that I can do it—the weight loss is an added bonus. In this picture I'm embracing my server roots, at a Paris nightclub while out on the town with The Learning Company's European customers. 
  If it looks like you're going to be self-employed for a while, you may want to look into opening an RRSP (registered retirement savings plan) for yourself. The money you put into an RRSP will benefit from tax-deferred compounded growth over the next four decades. The best thing about an RRSP is that you don't have to make big contributions. If you put in $500 a year for the next 40 years, you'll save $77,381. That breaks down to $42 a month, which is the price of a nice dinner out. And you can always up the size of your contribution once you've secured a steady income stream. 
  I like to joke that "DC" stands for "debt collector," because that's who is going to be knocking on your door when you're struggling to make ends meet in retirement. So why not start preparing now, while you still have 40 years for that money to accrue interest? Don't leave your future in the hands of a fluctuating job market; start saving now. Sixty-five may sound like the distant future, but it comes sooner than you think.
conversations.from: human
conversations.value: two more paragraphs
conversations.from: assistant
conversations.value: If that makes you uncomfortable, get over it. Your parents are the last people in the world who would want to put you in a situation where you are working for no pay. If your parents are senile, just know that if they still had their wits about them, they would want you to put yourself and your own family first. That's what they did with you, right?
  Your parents may elect to compensate you for your time by giving you a bigger chunk of their inheritance once they pass. You'll want to discuss that with them, too. Make sure everything is in writing, indisputably recorded in their will. Maybe you've got three brothers who haven't lifted a finger while you've been breaking your back as a full-time caretaker. You've given your parents a tremendous gift. Do you deserve more money than your brothers? Sure you do. But the cold hard truth is that if your gift of time, love and resources is not reflected in your parents' will, there is nothing you can do about it.
conversations.from: human
conversations.value: Swap the first and the last sentence.
conversations.from: assistant
conversations.value: But the cold hard truth is that if your gift of time, love and resources is not reflected in your parents' will, there is nothing you can do about it. Your parents are the last people in the world who would want to put you in a situation where you are working for no pay. If your parents are senile, just know that if they still had their wits about them, they would want you to put yourself and your own family first. That's what they did with you, right?
  Your parents may elect to compensate you for your time by giving you a bigger chunk of their inheritance once they pass. You'll want to discuss that with them, too. Make sure everything is in writing, indisputably recorded in their will. Maybe you've got three brothers who haven't lifted a finger while you've been breaking your back as a full-time caretaker. You've given your parents a tremendous gift. Do you deserve more money than your brothers? Sure you do.If that makes you uncomfortable, get over it.
conversations.from: human
conversations.value: the last four paragraphs. End with the sentence '"'.
conversations.from: assistant
conversations.value: Love. Marriage. Kids. These are the rites of passage that mark the most important parts of our lives. At our core we all want the same thing: safety and stability, happiness, a good life for our family. Money simply funds these fundamental desires, and without it, life just isn't going to be as fulfilling.
  It's a magical night at our cottage on the lake in Muskoka. Linda is sitting beside me on the dock, Savannah and Trevor across from us. We've uncorked a bottle of O'Leary unoaked chardonnay, one of my favorites. Trevor is softly playing his guitar; Savannah is telling us a funny story about one of her university professors. The cottage is our family refuge, a symbol of the security, wealth and freedom of our dynasty. We're enjoying each other's company, talking, laughing, the moon full in the evening sky.
  Imagine yourself in your family's safe haven, surrounded by your family dynasty, big or small. Your business or career is thriving, your partnership is stronger than ever and you've put aside enough money to be well cared for until the end of your life. Best of all, your kids aren't entitled mooches—they are emerging toward financial independence, and even better, they're showing signs of wanting to carry on your legacy. Guess what? Your money is safe. Your kids are safe. Your partner is safe. Your future is safe. And you are also happy. Who says you can't have it all?
  If you're an aspiring entrepreneur or someone who's debating whether to pursue your passion, you'll get some invaluable advice."