user: I’ve had since I was 17 years old now they’re changing my account so I have to pay a monthly fee starting in January 😒. Might be time to say goodbye, homegirl doesn’t make enough for that nonsense. I liked my e-checking 😢.
agent: We stopped selling eBanking in 2013. Digital banking services are now an integral part of all our checking products.  Please visit to learn about balance requirements &amp; ways to avoid fees.
user: I don’t make enough with direct deposit to avoid your fees 😒, I’ve already called and talked a representative, I’ll be going somewhere different come January. I liked e-checking because I never go in the bank anyway, but I’ll find a new bank 🤷🏼‍♀️.
agent: We apologize for the inconvenience, please keep us posted if you need anything.
user: There’s really nothing you can do unless you change the requirements to waive the fee each month. I won’t be making the minimum deposit amount in order to do so until after I graduate.
agent: Hi Mallory, in order to waive the monthly maintenance fee, one of the requirements would need to be met.
user: You’re charging my account because I don’t make enough money to meet the requirements, doesn’t make much sense. I loved BoA for the time I had it and recommended it to many people, but at this point I need to weigh my options. The monthly fee may be small but that’s a weeks worth of gas.
agent: We’d like to talk with you. Please click below to send your name/ZIP/phone and best time to call.

Customer informed that they want to change the bank as the current bank is charging unnecessary amount. Agent send the link to customer and ask for providing name,zip and phone number best time to call.
### Instruction: Below is a conversation between a human and an AI agent. Write a summary of the conversation.

### Input:
user: I’ve had since I was 17 years old now they’re changing my account so I have to pay a monthly fee starting in January 😒. Might be time to say goodbye, homegirl doesn’t make enough for that nonsense. I liked my e-checking 😢.
agent: We stopped selling eBanking in 2013. Digital banking services are now an integral part of all our checking products.  Please visit to learn about balance requirements &amp; ways to avoid fees.
user: I don’t make enough with direct deposit to avoid your fees 😒, I’ve already called and talked a representative, I’ll be going somewhere different come January. I liked e-checking because I never go in the bank anyway, but I’ll find a new bank 🤷🏼‍♀️.
agent: We apologize for the inconvenience, please keep us posted if you need anything.
user: There’s really nothing you can do unless you change the requirements to waive the fee each month. I won’t be making the minimum deposit amount in order to do so until after I graduate.
agent: Hi Mallory, in order to waive the monthly maintenance fee, one of the requirements would need to be met.
user: You’re charging my account because I don’t make enough money to meet the requirements, doesn’t make much sense. I loved BoA for the time I had it and recommended it to many people, but at this point I need to weigh my options. The monthly fee may be small but that’s a weeks worth of gas.
agent: We’d like to talk with you. Please click below to send your name/ZIP/phone and best time to call.

### Response:
Customer informed that they want to change the bank as the current bank is charging unnecessary amount. Agent send the link to customer and ask for providing name,zip and phone number best time to call.