Smith enrolled at Seton Hall as a student-athlete. She played for the Seton Hall Pirates from 1997 through 1999. In her first year at Seton Hall in 1997, Smith set scoring records for the Big East Conference and became the first athlete in any sport to be the conference's (Offensive) Player of the Year and Newcomer of the Year in the same season. In the following two seasons, she was the leading scorer not only in the Big East, but in the whole of NCAA Division I, and was named Big East Offensive Player of the Year in both years. At the end of her university career, the school retired her number 6 shirt, she became the first Seton Hall athlete in any sport other than basketball to have a number retired. In her three years at Seton Hall, she set school records with 76 goals and 174 points while playing in just 51 matches.
