Moya was born to a large family headed by Erlean and Eugene Moya, Sr. and has lived all her life in Belize City. She attended local schools in Belize, including Pallotti High School and St. John's College, Junior College, before leaving for Spokane, Washington to attend Gonzaga University, where she earned a B.Sc. in Business Administration, with an Economics concentration. Further studies at University of Detroit-Mercy, in Detroit, Michigan, led to a Master's in this area.
