Sarkar chanced upon a foundering vessel on the Hoogly river and inspected the wreck and cost of recovery out of habit. A few days later, Dutta sent him to Tulloh and Company to attend and auction for few items but all were auctioned off. The next item was the wreck he had previously inspected and he bid on it with Dutta's money. His bid was accepted for Rs. 14,000. While leaving, an Englishman approached him with the interest of buying the same ship, and Sarkar sold the ship to him for Rs. 100,000. He recounted the incident to Dutta, his master, and he said: "Ramdoolal, the money is yours … you sowed the seed and you shall reap the harvest." Dutta kept Rs. 14,000 and gave the remaining to Sarkar. The unexpected windfall became the working capital for Sarkar.
