The 1995 NCAA Division III football season, part of the college football season organized by the NCAA at the Division III level in the United States, began in August 1995, and concluded with the NCAA Division III Football Championship, also known as the Stagg Bowl, in December 1995 at Salem Football Stadium in Salem, Virginia. The Wisconsin–La Crosse Eagles won their second Division III championship by defeating the Rowan Profs, 36−7. The Gagliardi Trophy, given to the most outstanding player in Division III football, was awarded to Chris Palmer, wide receiver from St. John's (MN).
