Kafarati was born in 1954 in Kwami, a local government area of Gombe State. He attended Kafarati Primary School between January 1962 and December 1968. He attended Government Secondary School, Gombe, between 1969 and 1973. He also attended the Northeast College of Arts & Science (NECAS), Maiduguri, between October 1973 and June 1975. He studied law at Ahmadu Bello University, Zaria, from October 1975 to June 1978, and he graduated from the Nigerian Law School, Lagos, in 1979.
