Realizing that Smudge is broke, Susan and Bob invite him for Sunday breakfast. Soon Susan and Smudge fall in love. Shortly after, Tom and Trudy marry, as do Susan and Smudge. Joan and Bob date despite her mother's wishes that she only go out with men of her class. Smudge is fired from his job as a truck driver because there is not enough work and Susan loses her job because she is married. Meanwhile, Tom and Trudy have a baby. Mr. Harper is implicated in a trust failure and kills himself, leaving his family in reduced circumstances. To ensure the financial security of her family, Joan decides to sacrifice her own happiness and set her love for Bob aside to instead accept a proposal from wealthy Stephen Hornblow (Charles Starrett).
