In 2012, federal regulators also began recommending portfolio stress testing as a sound risk management practice for community banks or institutions that were too small to fall under Dodd-Frank's requirements. The Office of the Comptroller of the Currency (OCC) in an October 18, 2012, Bulletin recommends stress testing as a means to identify and quantify loan portfolio risk.Office of the Comptroller of the Currency, "", OCC BULLETIN 2012-33: Community Bank Stress Testing (October 18, 2012). The FDIC made similar recommendations for community banks.Federal Deposit Insurance Corporation, "[www.fdic.gov/regulations/examinations/supervisory/insights/sisum12/SIsmr2012.pdf]", Supervisory Insights (Summer 2012).
