As of February 27, 2010, there is only one check processing region for the entire United States. Therefore, all checks are now local.Amendments to Appendix A of Regulation CC. (Federal Reserve website) "... the amendments are effective February 27, 2010. At that time, there will only be a single check-processing region for purposes of Regulation CC and there will no longer be any checks that are nonlocal."Federal Reserve Banks' Check Restructuring Resource Center . Top-level page pointing to more detailed pages.
