The center of the ceiling contains a pyramidal skeletal-steel skylight measuring across. This skylight rises above the banking floor. The skylight contains two layers of glass; the outer layer contains a heavy grid of ribs and is covered with opaque panels. When the building was constructed, the Bowery Savings Bank's directors had suggested including a dome atop the banking hall, but such a dome would have been very dimly lit, so the skylight was installed instead. The skylight is surrounded by a coved ceiling with deep coffers, similar to those in the Basilica of Constantine in Rome. The room is illuminated by uplights on the coved ceiling, as well as on the capitals of the pilasters on the outer walls. The Grand Street entrance contains a rectangular ceiling with three rectangular panels, each containing a rosette with an acanthus motif. The remainder of the ceiling is generally made of gypsum plaster. The ceiling originally contained spiked lanterns, most of which have been removed.
