nts__Yes                            &lt;dbl&gt; 0, 0, 0, 0, 0, 0, 1, 0, 0,…</span>
<span class="co">#&gt; $ `tenure__-Inf_6`                           &lt;dbl&gt; 1, 0, 1, 0, 1, 0, 0, 0, 0,…</span>
<span class="co">#&gt; $ tenure__6_20                               &lt;dbl&gt; 0, 0, 0, 0, 0, 1, 0, 1, 0,…</span>
<span class="co">#&gt; $ tenure__20_40                              &lt;dbl&gt; 0, 1, 0, 0, 0, 0, 1, 0, 1,…</span>
<span class="co">#&gt; $ tenure__40_60                              &lt;dbl&