          <label class="form-check-label" for="userVerificationRequiredPreferred">
            Preferred (default)
          </label>
        </div>
        <div class="form-check">
          <input class="form-check-input" type="radio" name="userVerificationRequired" id="userVerificationRequiredDiscouraged" value="discouraged">
          <label class="form-check-label" for="userVerificationRequiredDiscouraged">
            Discouraged
          </label>
        </div>
      </div>
    </div>
    <hr>
    <