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        <b>
        <font size="2">Decide Quickly: Using annualized folio substructure or 
		not.&nbsp; dev/ is not so far, but tools are.&nbsp; What to do, what to 
		do .... I am going for annualized and monthly levels, with the full 
		splat under the month.&nbsp; I also tend *not* to put details of content 
		at that level in the index.htm at the folio level.&nbsp; The rule is 
		that the catalog must be used.&nbsp; I als