ted">Nobody owes you money</p>
                    {% endif %}
                </div>
            </div>
        </div>
    </div>

    <!-- Record Settlement Form -->
    <div class="card mb-4">
        <div class="card-header">
            <h5 class="mb-0">Record a Settlement</h5>
        </div>
        <div class="card-body">
            <form method="POST" action="{{ url_for('add_settlement') }}">
                <div class="row">
                    <div class="col-md-6 mb-3">
                        <