andard&#34;,
    encoding=None,  # auto-detected
    lang=None,  # auto-detected
    sep=&#34;,&#34;,
    is_regression=False,
    random_state=None,
    verbose=1,
):
    &#34;&#34;&#34;
    ```
    Loads text data from CSV or TSV file. Class labels are assumed to be
    one of the following formats:
        1. one-hot-encoded or multi-hot-encoded arrays representing classes:
              Example with label_columns=[&#39;positive&#39;, &#39;negative&#39;] and text_column=&#39;text&#39;:
                te