>
  <ul style="margin-left: -.5em; list-style-type: disc;">
    <li><a href="#fn-en-block">refer block for footnotes/endnotes</a></li>
    <li><a href="#in-text-block">refer block for parenthetical insertions into running text</a></li>
    <li><a href="#bibliography-block">refer block for comprehensive bibliographies (reading lists)</a></li>
  </ul></li>
  <li><a href="#placement-ref">Tell mom where you want your references (if footnotes or endnotes)</a></li>
  <li><a href="#accessing-ref">Accessing referen