fy your portfolio</div>
                <p>This is the practice of spreading your investments across different asset classes, sectors, regions, and strategies. Diversification can help reduce the impact of any single risk factor on your portfolio.</p>
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            <div class="card">
                <div class="card-title">Have an emergency fund</div>
                <p>This is a pool of money that you can access quickly and easily in case of unexpected expenses or income loss. An emergenc