    const r1PrivateKey = 'PVT_R1_GrfEfbv5at9kbeHcGagQmvbFLdm6jqEpgE1wsGbrfbZNjpVgT'
            const cfactorPrivateKey = '5K8Sm2bB2b7ZC8tJMefrk1GFa4jgtHxxHRcjX49maMk9AEwq8hN';
            /* new accounts for testing can be created by unlocking a cleos wallet then calling: 
            * 1) cleos create key --to-console (copy this privateKey & publicKey)
            * 2) cleos wallet import 
            * 3) cleos create account bob publicKey
            * 4) cleos create account alice publicKey
           