R-RIGHT: #a3a3a3 1pt solid; WIDTH: 2.903in; VERTICAL-ALIGN: top; BORDER-BOTTOM: #a3a3a3 1pt solid; PADDING-BOTTOM: 2pt; PADDING-TOP: 2pt; PADDING-LEFT: 3pt; BORDER-LEFT: #a3a3a3 1pt solid; PADDING-RIGHT: 3pt">
<P style="MARGIN: 0in"><IMG src="TechNote%20-%20Styles_files/image001.png" width=109 height=255></P>
<P style="FONT-SIZE: 11.5pt; FONT-FAMILY: Calibri; MARGIN: 0in">&nbsp;</P></TD>
<TD style="BORDER-TOP: #a3a3a3 1pt solid; BORDER-RIGHT: #a3a3a3 1pt solid; WIDTH: 2.638in; VERTICAL-ALIGN: top; BORDER-BO