robability that normal variables X and Y with correlation R will
      satisfy H <= X and K <= Y;
      this is a MATLAB version of ACM TOMS algorithm 462.
    </p>

    <h3 align = "center">
      Reference:
    </h3>

    <p>
      <ol>
        <li>
          Donald Owen,<br>
          Tables for Computing Bivariate Normal Probabilities,<br>
          Annals of Mathematical Statistics,<br>
          Volume 27, Number 4, December 1956, pages 1075-1090.
        </li>
        <li>
          Mike Patefield, D