                        <label for="defaultTaxRate">Default Tax Rate (%)</label>
                                    <input type="number" id="defaultTaxRate" name="defaultTaxRate" class="form-control" 
                                           value="{{.settings.DefaultTaxRate}}" step="0.01" min="0" max="100">
                                    <small class="form-text text-muted">Default tax rate applied to new invoices</small>
                                </div>

                                <h5 cl