 between accounts or to other users.” </li> <li>Parameters: fromAccountId (string), toAccountId (string), amount (float) </li> <li><strong>payBill</strong>: "Schedule and automate recurring bill payments.” </li> <li>Parameters: billerId (string), amount (float), dueDate (string) </li> <li><strong>financialPlanning</strong>: "Provide personalized financial advice and budgeting tips based on user spending patterns.” </li> <li>Parameters: accountId (string), goals (string, optional)</li> </ul> <h2 id=ai-