time when your default encoding was ISO-8859-1 (i.e. &quot;na&iuml;ve&quot; resulting in the byte sequence 0x6E 0x61 0xEF 0x76 0x65), and you&#39;re now in an environment where your default encoding is UTF-8 (i.e. &quot;na&iuml;ve&quot; resulting in the byte sequence 0x6E 0x61 0xC3 0xAF 0x76 0x65). Whenever it&#39;s mentioned that you should use a certain character encoding, it should be understood that you either change the input method to use the mentioned encoding when you type in your pass phrase, or us