verting bins_germ into a data frame</span></span></span>
<span class="r-in"><span><span class="co"># bins_germ_df = data.table::rbindlist(bins_germ)</span></span></span>
<span class="r-in"><span></span></span>
<span class="r-in"><span><span class="co"># Example IV</span></span></span>
<span class="r-in"><span><span class="co"># customizing the breakpoints of binning</span></span></span>
<span class="r-in"><span><span class="kw"><a href="https://rdrr.io/r/base/library.html" class="external-link">library</a><