op">=</span> <span class="fu"><a href="https://rdrr.io/r/base/c.html" class="external-link">c</a></span><span class="op">(</span><span class="st">"education"</span>, <span class="st">"others%,%missing"</span><span class="op">)</span></span></span>
<span class="r-in"><span><span class="op">)</span></span></span>
<span class="r-in"><span></span></span>
<span class="r-in"><span><span class="va">bins_cus_brk</span> <span class="op">=</span> <span class="fu">woebin</span><span class="op">(</span><span class="va"