must not be understood as saying
| that insurance is on this account unsound, more than other
| kinds of business.  All human affairs rest upon probabilities,
| and the same thing is true everywhere.  If man were immortal
| he could be perfectly sure of seeing the day when everything in
| which he had trusted should betray his trust, and, in short, of
| coming eventually to hopeless misery.  He would break down, at last,
| as every great fortune, as every dynasty, as every civilization does.
| In place of t