ss="op">(</span>premium <span class="op">=</span> <span class="va">pred_nclaims_freq</span> <span class="op">*</span> <span class="va">pred_amount_sev</span><span class="op">)</span></span></span>
<span class="r-in"><span></span></span>
<span class="r-in"><span><span class="co"># Restrictions on risk factors for region (zip)</span></span></span>
<span class="r-in"><span><span class="va">zip_df</span> <span class="op">&lt;-</span> <span class="fu"><a href="https://rdrr.io/r/base/data.frame.html" class="exter