}&step_act={$step_act}" method="post" onsubmit="return checkPayment()">
<div class="list-div">
<table cellpadding="3" cellspacing="1">
  <tr>
    <th width="5%">&nbsp;</th>
    <th width="20%">{$lang.name}</th>
    <th>{$lang.desc}</th>
    <th width="15%">{$lang.pay_fee}</th>
  </tr>
  {foreach from=$payment_list item=payment}
  <tr>
    <td><input type="radio" name="payment" value="{$payment.pay_id}" {if $order.pay_id eq $payment.pay_id}checked{/if} /></td>
    <td>{$payment.pay_name}</td>
    <td>{$payme