rent functional status of various applications that were verified by us.</p>
<h3 id="support-for-merchant-and-non-merchant-payments">Support for merchant and non-merchant payments</h3>
<p>The <a href="https://github.com/reeteshranjan/upi_pay/files/6338127/UPI.Linking.Specs_ver.1.6.pdf">UPI Deep Linking And Proximity Integration Specification</a> is designed for merchant payments. It includes parameters in payment request that can be provided only if the payment was made to a merchant e.g. the merchant code 