     - computer based tutorials and simulations, direct broadcast satellite 
        and video tape, and combinations of these with text-based materials designed 
        for small groups working with local office or unit facilitators. All offer 
        consistent means to close the most common or critical performance gaps 
        - at the moment of need, anywhere. All shrink training delivery cycle-times 
        dramatically. </p>
      <p>In terms of CBT, my experience at Aetna suggests that emph