nd the XOR bits and then add the size of the AND DIB:
               lXor = FindDIBits(tBMIMono.bmiHeader)
               lAnd = lXor + m_tIDE(nIndex - 1).bHeight * 1# *
                WidthBytes(tBMIMono.bmiHeader.biWidth *
                tBMIMono.bmiHeader.biPlanes * tBMIMono.bmiHeader.biBitCount)
               
               ' Fix up the BitmapInfo structure to represent a monochrome
               ' DIB:
               With tBMIMono
                  With .bmiHeader
                     ' In icons t