ronic transfer of funds to an account specified by IBM. Late payment fees at the rate of 24% per annum calculated for each day beyond the 30 days may apply.<br>
<br>
In paragraph b, add the following to the end of the last sentence:<br>
<br>
In Lithuania: , or except as provided by law<br>
<br>
At the end of paragraph b, add the following:<br>
<br>
In Italy: In the instance of no payment or partial payment, and also following a formal credit claim procedure or trial that IBM may initiate, in derogation of a