BLVD SUITE A
<BR>LAKE HAVASU CITY, AZ 86403
<BR>928-855-5115
<BR>Fax  : 928-855-5211
<BR>Email: kenmoyer@wbmlaw.com<BR><BR></font></TD><TR>	<TD VALIGN=top WIDTH="50%"><FONT SIZE="+0"><I><B>Joint Debtor</B></I><BR><B>JUDITH E REED</B>
<BR>PO BOX 476
<BR>LAKE HAVASU CITY, AZ 86405
<BR>SSN / ITIN: xxx-xx-4725<BR><BR>	</FONT></TD>
	<TD VALIGN=top ALIGN=right><FONT SIZE="+0">represented by	</FONT></TD>
<TD valign="top" WIDTH="40%">
  	                    <font size="+0"><B>KENNETH E. MOYER</B>
<BR>(See above for