                  : Factor w/ 5 levels "no credits taken/ all credits paid back duly",..: 5 3 5 3 4 3 3 3 3 5 ...</span>
<span class="r-out co"><span class="r-pr">#&gt;</span>  $ purpose                                                 : chr  "radio/television" "radio/television" "education" "furniture/equipment" ...</span>
<span class="r-out co"><span class="r-pr">#&gt;</span>  $ credit.amount                                           : num  1169 5951 2096 7882 4870 ...</span>
<span class="r-out co"><span c