r family can make a better informed decision. Are we willing to risk the 10% chance that we'll be losing money by this move? What about the 5% risk that we'll be losing $33 or more per month?</p>
    <p>The answer to that will depend on the family and the situation. Without a kid and a mortgage, I was way more likely to take risks than I am today. On the other hand, if we didn't have backup plans, I'd be a lot more wary of the 10% chance.</p>
    <p>In the end, we did it. And, in our case, it happened to pa