lass="r-pr">#&gt;</span>  $ savings.account.and.bonds                               : Factor w/ 5 levels "... &lt; 100 DM",..: 5 1 1 1 1 5 3 1 4 1 ...</span>
<span class="r-out co"><span class="r-pr">#&gt;</span>  $ present.employment.since                                : Factor w/ 5 levels "unemployed","... &lt; 1 year",..: 5 3 4 4 3 3 5 3 4 1 ...</span>
<span class="r-out co"><span class="r-pr">#&gt;</span>  $ installment.rate.in.percentage.of.disposable.income     : num  4 2 2 2 3 2 3 2 2 4 ...</span>
<