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Toponymic surnames

Location (toponymic, habitation) names derive from the inhabited location associated with the person given that name. Such locations can be any type of settlement, such as homesteads, farms, enclosures, villages, hamlets, strongholds, or cottages. One element of a habitation name may describe the type of settlement. Examples of Old English elements are frequently found in the second element of habitational names. The habitative elements in such names can differ in meaning, according to different periods, different locations, or with being used with certain other elements. For example, the Old English element tūn may have originally meant "enclosure" in one name, but can have meant "farmstead", "village", "manor", or "estate" in other names.

Location names, or habitation names, may be as generic as "Monte" (Portuguese for "mountain"), "Górski" (Polish for "hill"), or "Pitt" (variant of "pit"), but may also refer to specific locations. "Washington", for instance, is thought to mean "the homestead of the family of Wassa", while "Lucci" means "resident of Lucca ". Although some surnames, such as "London", "Lisboa", or "Białystok" are derived from large cities, more people reflect the names of smaller communities, as in Ó Creachmhaoil, derived from a village in County Galway. This is thought to be due to the tendency in Europe during the Middle Ages for migration to chiefly be from smaller communities to the cities and the need for new arrivals to choose a defining surname.

In Portuguese-speaking countries, it is uncommon, but not unprecedented, to find surnames derived from names of countries, such as Portugal, França, Brasil, Holanda. Surnames derived from country names are also found in English, such as "England", "Wales", "Spain".

Many Japanese surnames derive from geographical features; for example, Ishikawa (石川) means "stone river" (and is also the name of one of Japan's prefectures), Yamamoto (山本) means "the base of the mountain", and Inoue (井上) means "above the well".

Arabic names sometimes contain surnames that denote the city of origin. For example, in cases of Saddam Hussein al Tikriti, meaning Saddam Hussein originated from Tikrit, a city in Iraq. This component of the name is called a nisbah.