[{"bbox": [96, 153, 1134, 303], "category": "Text", "text": "The promotion of digital services and digital payments can contribute significantly to the reduction of inequalities in Timor-Leste. They can provide access to financial services for individuals previously excluded from the traditional banking system, including people in remote or underserved areas, benefit individuals with lower incomes, create new opportunities for small businesses and entrepreneurs, and enhance the efficiency and transparency of government assistance programs."}, {"bbox": [96, 310, 1134, 400], "category": "Text", "text": "Digital services can improve access to education and healthcare services, and collecting and analysing digital payment data can help governments and organisations better understand economic trends and address specific inequality-related issues."}, {"bbox": [96, 415, 211, 442], "category": "Section-header", "text": "## Democracy"}, {"bbox": [96, 450, 1134, 568], "category": "Text", "text": "Using digital services in governance (e-governance) can streamline government processes, increase transparency and reduce bureaucracy. Online portals for government services, electronic tax filing, and digital documentation reduce bureaucracy, save time, and make it easier for citizens to interact with government agencies. This can lead to increased citizen satisfaction and trust in democratic institutions."}, {"bbox": [96, 579, 1134, 638], "category": "Text", "text": "Digital payments can help include marginalised and unbanked populations in the formal economy, thus better able to participate in economic activities and contribute to the democratic process."}, {"bbox": [96, 657, 488, 685], "category": "Section-header", "text": "## Conflict sensitivity, peace and resilience"}, {"bbox": [96, 694, 1134, 784], "category": "Text", "text": "Economic stability contributes to peace and resilience. Digital services can help to reduce economic vulnerability and promote financial stability. E-commerce and digital marketplaces can create economic opportunities, especially for small businesses and entrepreneurs in conflict-affected areas."}, {"bbox": [96, 792, 1134, 943], "category": "Text", "text": "Digital payments can streamline the distribution of humanitarian aid, and more transparency can help track funds and ensure that resources are allocated appropriately, reducing the potential for corruption that may contribute to conflict. Access to digital services empowers communities by providing them with tools for self-reliance (digital financial services can enable individuals to save money, access credit, and invest in income-generating activities, enhancing community resilience)."}, {"bbox": [96, 956, 337, 982], "category": "Section-header", "text": "## Disaster Risk Reduction"}, {"bbox": [96, 988, 1134, 1109], "category": "Text", "text": "Timor-Leste is prone to several disasters induced by natural phenomena, including floods, droughts, storms, and, to a lesser extent, tsunamis. As an island where most of the economic infrastructure is at sea level, the increasing sea level is an anticipated risk. There is a natural focus on building back better and other initiatives related to reducing the possibility of future disasters, and the development partners are fully aware of this."}, {"bbox": [96, 1117, 1134, 1177], "category": "Text", "text": "By incorporating digital services and payments into disaster risk reduction strategies, Timor-Leste can build a more resilient and responsive framework to mitigate the impact of disasters on its population and economy."}, {"bbox": [96, 1184, 1134, 1306], "category": "Text", "text": "Encouraging digital payments also provides individuals and communities with better access to financial resources. Digital payment systems facilitate faster and more transparent distribution of financial aid during and after disasters, reducing delays and minimising the risk of corruption. Digital platforms can also disseminate early warnings and emergency information to the public, enabling timely action in response to disaster threats."}, {"bbox": [1023, 1679, 1142, 1705], "category": "Page-footer", "text": "Page 23 of 41"}]