[{"bbox": [55, 99, 1146, 1306], "category": "Table", "text": "<table><thead><tr><td>Category</td><td>Risks</td><td>Likelihood (High/ Medium/ Low)</td><td>Impact (High/ Medium/ Low)</td><td>Mitigating measures</td></tr></thead><tbody><tr><td></td><td></td><td></td><td></td><td>international guidelines like the Voluntary Guidelines on the Responsible Governance of Tenure (VGGTs).</td></tr><tr><td>4</td><td>Risk 7 - The economic self-interest (e.g. land speculation) and possible conflict of interest of some actors can jeopardise the programme and prevent populations from cooperating.</td><td>Medium</td><td>High</td><td>Together with civil society actors, the issue of land speculation is monitored and addressed in dialogue processes. This helps to identify associated risks at an early stage.</td></tr><tr><td>2</td><td>Risk 8 - New procedures and processes at national level can delay systematic land registration.</td><td>Medium</td><td>Medium</td><td>Close coordination with the Ministry of Lands, Housing and Urban Development (MLHUD) is important in order to find pragmatic solutions. This has been proven on several occasions in implementing the Improvement of Land Governance in Uganda (ILGU) phase I.</td></tr><tr><td>2</td><td>Risk 9 - Access to loans based on land inventory protocols or Certificates of Occupancy might bear the risk of losing the land in cases where the loan cannot be paid back</td><td>Medium</td><td>High</td><td>A detailed risk analyses will be carried out and safeguards measures will be defined. Capacity building both of financial institutions and farmers in terms of sustainable and economically viable business plans will be carried out to avoid insolvency of farmer business. Loan products that consider the farmers credit worthiness will be supported.</td></tr><tr><td></td><td>Risk 10 - Socio-cultural resistances hampering a focus on women's empowerment and the advancement of groups living in vulnerable situations</td><td>Medium</td><td>Medium</td><td>A gender analysis during the inception phase will identify risks, obstacles and opportunities to advance women's empowerment.</td></tr><tr><td></td><td>Risk 11: Environment and climate change risks which could affect the economic and technical viability of the supported actions.</td><td>Medium</td><td>Medium</td><td>Environmental screenings and climate proofness standards will be applied across the actions.</td></tr></tbody></table>"}, {"bbox": [68, 1307, 226, 1330], "category": "Section-header", "text": "Lessons Learnt:"}, {"bbox": [68, 1332, 760, 1358], "category": "Text", "text": "Some of the key lessons learnt from the first phases of the interventions are:"}, {"bbox": [68, 1385, 374, 1411], "category": "Text", "text": "For the agri-business component:"}, {"bbox": [68, 1437, 1135, 1568], "category": "Text", "text": "There is high demand for affordable medium-term financing but most Small and Mid-size Enterprises (SMEs) lack accurate and reliable business records. The absence of these basic records makes it difficult to have reliable audited financial reports yet most of these SMEs have been in operation for a number of years. As a result, business development remains very critical service in building the capacity of SMEs to develop bankable projects since most businesses are informal in nature."}, {"bbox": [68, 1570, 1135, 1650], "category": "Text", "text": "The high leverage potential of SMEs accessing funding under the Support to Agricultural Revitalization and Transformation (START) facility is another important lesson. More than 50% of total project cost comes from SMEs own contributions implying high capacity to much external funding."}, {"bbox": [1039, 1662, 1156, 1686], "category": "Page-footer", "text": "Page 13 of 27"}]