[{"bbox": [134, 152, 1134, 365], "category": "Text", "text": "strengthening these financial institutions and enhancing their confidence will contribute to the recovery of the local economies and job creation. It will further contribute to an improvement of the cash flow enabling entrepreneurs and jobholders to provide for their basic needs. Moreover, integrating digital financial services (DFS) as part of service provisions by these financial institutions for transactions such as cash-in-cash-out, person to person (P2P), and/or person to business (P2B), vice versa, is expected to further empower them to expand their operations to other target groups with lessons to be learned. Linkages will be made with programmes delivering cash assistance to conflict and drought affected populations. In the long-term, this action will further contribute to the overall financial sector development."}, {"bbox": [97, 378, 1134, 433], "category": "Text", "text": "Identification of main stakeholders and corresponding institutional and/or organisational issues (mandates, potential roles, and capacities) to be covered by the action:"}, {"bbox": [97, 456, 1136, 512], "category": "Text", "text": "This action targets MSMEs in the post-conflict areas. Based on the National Bank of Ethiopia's data there were close to 60 000 MSMEs in the Northern regions on 2019/2020."}, {"bbox": [97, 523, 927, 551], "category": "Text", "text": "This Action has identified the following primary beneficiary right holders and institutions:"}, {"bbox": [159, 563, 1134, 618], "category": "List-item", "text": "* MSMEs in sectors relevant to the reconstruction and recovery of the local economy (e.g. manufacturing, services, construction, trade and agro-processing), with an emphasis on youth and women entrepreneurs;"}, {"bbox": [159, 631, 1134, 683], "category": "List-item", "text": "* Financial institutions including commercial banks, micro-finance institutions, saving and credit associations;"}, {"bbox": [159, 698, 518, 726], "category": "List-item", "text": "* Digital Financial Service providers."}, {"bbox": [97, 738, 339, 765], "category": "Text", "text": "Key stakeholders include:"}, {"bbox": [159, 777, 1134, 832], "category": "List-item", "text": "* Federal Government: Ministry of Labor and Skills (MoLS), Ministry of Industry (MoI), and Ministry of Urban Development and Construction (MoUDC);"}, {"bbox": [159, 845, 1134, 926], "category": "List-item", "text": "* Public Business Support Organizations (BSOs): Ethiopian Enterprise Development (EED), Entrepreneurship Development Institute (EDI), and National Bank of Ethiopia as financial regulatory government body;"}, {"bbox": [159, 939, 483, 967], "category": "List-item", "text": "* Development Bank of Ethiopia;"}, {"bbox": [159, 980, 1134, 1034], "category": "List-item", "text": "* Local Government: Regional Bureaus of Labor and Skills; Regional Urban Job Creation and Food Security Agency (ReUJCFSA), and Woreda level government structures;"}, {"bbox": [159, 1047, 1134, 1128], "category": "List-item", "text": "* Business Membership Organizations (BMOs): National, Regional and City Chambers of Commerce and Sectoral Associations (NCCSAs, RCCSAs and CCSAs); and associations dedicated to women entrepreneurs (e.g., CAWEE, AWiB, EWEA and its regional structures);"}, {"bbox": [159, 1141, 881, 1169], "category": "List-item", "text": "* EU Member States or their aid agency and development finance institution;"}, {"bbox": [159, 1181, 1134, 1236], "category": "List-item", "text": "* UN agencies including United Nations Capital Development Fund (UNCDF) and United Nations Development Programme (UNDP)."}, {"bbox": [85, 1276, 607, 1308], "category": "Section-header", "text": "# 3 DESCRIPTION OF THE ACTION"}, {"bbox": [115, 1341, 539, 1373], "category": "Section-header", "text": "## 3.1 Objectives and Expected Outputs"}, {"bbox": [97, 1387, 1136, 1468], "category": "Text", "text": "The **Overall Objective (impact)** of this action is to restore the local economy and build the resilience of Micro, Small and Medium Enterprises (MSMEs) that are affected by the crises in Ethiopia, with a focus on the North of the Country."}, {"bbox": [97, 1493, 673, 1520], "category": "Text", "text": "The **Specific(s) Objective(s) (Outcomes)** of this action are to:"}, {"bbox": [144, 1521, 838, 1547], "category": "List-item", "text": "1. Increase flow of financing to MSMEs, including youth- and women-led;"}, {"bbox": [144, 1548, 881, 1574], "category": "List-item", "text": "2. Improve business performance of MSMEs, including youth- and women-led;"}, {"bbox": [144, 1574, 878, 1600], "category": "List-item", "text": "3. Strengthen financial institutions, including Digital Financial Services (DFS)."}, {"bbox": [1038, 1681, 1145, 1706], "category": "Page-footer", "text": "Page 7 of 20"}]