[{"bbox": [172, 155, 1134, 234], "category": "List-item", "text": "* Supporting financial institutions in developing and rolling out demand-driven financial service products for MSMEs and green investment opportunities, leveraging digital e.g. asset-based, receivable factoring, and/or cash-flow/ working capital financing, overdrafts, etc."}, {"bbox": [172, 236, 1134, 312], "category": "List-item", "text": "* Supporting select financial service providers develop alternative – data driven - credit scoring mechanisms for financing MSMEs – leveraging available data from the digital tools used by the MSMEs."}, {"bbox": [172, 317, 1134, 371], "category": "List-item", "text": "* Supporting / fostering the partnerships among financial service providers, technology companies and non-bank institutions to enhance DFS and innovation in product offerings for MSMEs."}, {"bbox": [97, 396, 1134, 450], "category": "Text", "text": "Activities relating to *Output 3.3: Enhanced inclusiveness of financial services in serving the needs of MSMEs including youth and women* may include."}, {"bbox": [172, 451, 1134, 530], "category": "List-item", "text": "* Conducting periodic market analysis (e.g. through survey) to understand the financial needs, preferences and behaviors of MSMEs, and thereby understand the supply gaps and how these can be addressed, with specific recommendations on female-led MSMEs."}, {"bbox": [172, 532, 867, 560], "category": "List-item", "text": "* Supporting the implementation of digital means to record credit history."}, {"bbox": [116, 626, 342, 656], "category": "Section-header", "text": "## 3.3 Mainstreaming"}, {"bbox": [97, 673, 543, 699], "category": "Section-header", "text": "### Environmental Protection & Climate Change"}, {"bbox": [97, 700, 1134, 859], "category": "Text", "text": "Increased productivity may have certain negative or positive impacts on environment and climate change. On the one hand, more production and manufacturing activities can put more pressure on the environment (land, air, water, etc) and contribute to further climate change. On the other hand, with the revenue and income generated from the increased trade and investment, local and regional Governments and businesses within Ethiopia may have more financial resources to promote sustainable growth and tackle environmental problems and promote the agenda for investments in the green and circular economy."}, {"bbox": [97, 877, 1134, 931], "category": "Text", "text": "**Outcomes of the Strategic Environmental Assessment (SEA) screening** (relevant for budget support and strategic-level interventions)"}, {"bbox": [97, 931, 705, 957], "category": "Text", "text": "The SEA screening concluded that no further action was required."}, {"bbox": [97, 976, 764, 1003], "category": "Section-header", "text": "**Outcomes of the EIA (Environmental Impact Assessment) screening**"}, {"bbox": [97, 1004, 1134, 1056], "category": "Text", "text": "The EIA screening classified the action as Category B (not requiring an EIA, but for which environment aspects will be addressed during design)."}, {"bbox": [97, 1075, 670, 1101], "category": "Section-header", "text": "**Outcome of the CRA (Climate Risk Assessment) screening**"}, {"bbox": [97, 1102, 979, 1128], "category": "Text", "text": "The CRA screening concluded that this action is no or low risk (no need for further assessment)."}, {"bbox": [97, 1156, 639, 1183], "category": "Section-header", "text": "### Gender equality and empowerment of women and girls"}, {"bbox": [97, 1184, 1134, 1474], "category": "Text", "text": "As per the OECD Gender DAC codes identified in section 1.1, this action is labelled as G1. All activities of the Action will be gender-responsive and the specific needs of women will be assessed through a gender analysis that will inform gender-sensitive strategies and project management during the planning phase of the action. Particular focus will be put on collecting gender and age disaggregated data as part of the monitoring and evaluation of this action across the set of indicators listed in the log frame. The action set financial inclusiveness as one of its outputs. This implies that financial service providers will conduct periodic market surveys and analysis of MSMEs preferences and behaviors including those owned or led by youth and women. Following the findings of these analysis financial service providers are expected to enhance their services to the needs of these MSMEs. Moreover, a tailored skills training and BDS support for the youth and women will also be arranged to enhance MSMEs owned by these segments. The action aligns with the objectives of the EU Gender Equality Strategy (2020-2025) and the Country Level Implementation Plan (CLIP) of the Gender Action Plan (GAP) III (2021-2025)."}, {"bbox": [97, 1499, 245, 1525], "category": "Section-header", "text": "### Human Rights"}, {"bbox": [97, 1526, 1134, 1606], "category": "Text", "text": "Support for the economic recovery of crisis affected micro, small and medium enterprises (MSMEs) will have impact of the livelihood of MSMEs' owners, managers and employees. Further, access to finance as the major component of this action, is a derivative of the right to be free from poverty ensuring globally recognized human"}, {"bbox": [1038, 1681, 1144, 1706], "category": "Page-footer", "text": "Page 9 of 20"}]