What is DeFi?
Decentralized finance (often stylized as DeFi) offers financial instruments without relying on intermediaries such as brokerages, exchanges, or banks by using smart contracts on a blockchain. DeFi platforms allow people to lend or borrow funds from others, speculate on price movements on assets using derivatives, trade cryptocurrencies, insure against risks, and earn interest in savings-like accounts. DeFi uses a layered architecture and highly composable building blocks. Some applications promote high interest rates but are subject to high risk. Coding errors and hacks have been common in DeFi.
O que é DeFi?
As plataformas de DeFi permitem que as pessoas emprestem ou emprestem fundos de outros, especulem sobre os movimentos de preços de ativos usando derivados, negociem criptomoedas, assegurem contra riscos e ganhem juros em contas de poupança.