Med en SEPA-avtalegiro kan kreditor kreve inn penger fra kundens bankkonto , forutsatt at kunden har gitt kreditoren et signert mandat . Kunden signerer en mandat som tillater kreditor å kreve betaling og instruerer kundens bank om å betale purringen .

A SEPA direct debit allows a creditor to collect funds from a customer ’ s bank account , provided that a signed mandate has been granted by the customer to the creditor . The customer signs a mandate that authorizes the creditor to collect a payment and instructs the customer ’ s bank to pay the collection .
