chunk: Meanwhile, Rosamond's brother, Fred, is reluctantly destined for the Church. He is in love with his childhood sweetheart, Mary Garth, who will not accept him until he abandons the Church and settles on a more suitable career. At one time Fred had been bequeathed a considerable fortune by Mr Featherstone, but Featherstone later rescinded this will. However, Featherstone, on his deathbed, begs Mary to destroy this second will. Mary refuses and begs Featherstone to wait until the morning when a new legal will can be drawn up, but he dies before being able to. In debt, Fred is forced to take out a loan guaranteed by Mary's father, Caleb Garth. Then, when Fred cannot pay the loan, Caleb Garth's finances become compromised. This humiliation shocks Fred into reassessing his life, and he resolves to train as a land agent under the forgiving Caleb.