chunk: John and Elzevir go to prison for life. Eventually they are separated. Then, unexpectedly, ten years later, their paths cross again. They are being transported, and board a ship. A storm blows up, and by a strong coincidence, the ship is wrecked upon Moonfleet beach. While trying to reach the beach Elzevir helps John to safety, but is himself dragged under by the tide and drowned.
  John arrives where he originally started, in the Why Not?, and is reunited with Ratsey. He is also reunited with Grace. She is now a rich young lady, having inherited her father's money. However, she is still in love with John, and they decide to marry. John tells her about the diamond and his life in prison. He regrets having lost everything, but then Parson Glennie receives a letter from Aldobrand. The merchant suffered a guilty conscience, and in an attempt to make amends, has bequeathed the worth of the diamond to John.