chunk: Tom arrives at Karen's house, to find her handcuffed to the banister. He first tries to free her with a saw, but then uses Wayne's gun. The water is so high now they have to get onto the roof and are then caught by the Sheriff. Jim, who managed to escape from the church, comes from behind them in a boat. The Sheriff shoots at him, disabling the steering, forcing him to go over the roof. As he does so, the engine breaks off and collides with the Sheriff, knocking him into the water. However, he is not dead and tries to shoot Karen as he grabs a moneybag, but Tom and Jim manage to shoot him dead. Tom tells Jim he should leave, just as the State Police arrive. Jim picks up the Sheriff's moneybag and rows away, as Tom tells Karen the fire damage to her church wasn't too bad, and "was probably why they felt safe enough to drive their boats through the stained glass windows".