chunk: Meanwhile, John Quincy Archibald and his wife Denise witness their young son Michael collapse at his baseball game and take Michael to the hospital. After a series of tests at the hospital, John is informed by Dr. Raymond Turner and Rebecca Payne, the hospital administrator, that his son has an enlarged heart and will need a heart transplant to live. The procedure is very expensive: $250,000 (at a minimum), with a down payment of $75,000 (30%) required to get Michael's name on the organ donor list. John tells them he is insured, but after looking through his policy, they tell him that because the company he works for dropped John from full-time to part-time, his health insurance has been changed, and the new policy does not cover the surgery, which leaves John and Denise to raise $75,000 on their own. The family tries to raise the money but are only able to come up with a third of the necessary payment. The hospital tires of waiting and releases Michael; Denise urges John to do