chunk: Ruth, who has resisted the urge to pillage her aunt’s love letters, unwittingly stumbles onto a partial letter, which states, "At Gibraltar for some time, keeping a shop, but will probably be found now in some small town on the coast of Italy. Very truly yours". The signature has been torn.
  Ruth's solitude is broken by Carl Winfield, a fellow journalist, who is staying in town at the suggestion of their mutual boss. She recognizes him as the young man she noticed earlier and finds him roguishly young and handsome; a great match for her.
  Mr. Winfield suffers from an ocular ailment and must abstain from reading and writing. He's lodging at the Pendletons', and confides to Ruth that Joseph Pendleton and Hepsey, her aunt’s maid, are courting. He asks Ruth to read the newspapers to him, and she agrees. Their time is well spent and on one of their many walks, they fall in love.