chunk: Brewster's challenge is compounded by the fact that his attempts to lose money through stock speculation and roulette prove to increase his funds rather than decrease them. He throws large parties and balls, and charters a cruise lasting several months to Europe and Egypt for his large circle of friends and employees; the press lampoons him as a spendthrift. Despite his loose purse strings, Brewster repeatedly demonstrates a strong moral character. At one point, he uses his funds to bail out a bank to save his landlady's account, despite risking his eligibility for the will. At another, he jumps overboard to save a drowning sailor from his cruise even as his rich friends choose not to.