Instruct: Identify the main and secondary category of Arxiv papers based on the titles and abstracts
Query: Premium valuation for a multiple state model containing manifold
  premium-paid states   The aim of this contribution is to derive a general matrix formula for the
net period premium paid in more than one state. For this purpose we propose to
combine actuarial technics with the graph optimization methodology. The
obtained result is useful for example to more advanced models of dread disease
insurances allowing period premiums paid by both healthy and ill person (e.g.
not terminally yet). As an application, we provide analysis of dread disease
insurances against the risk of lung cancer based on the actual data for the
Lower Silesian Voivodship in Poland.

32
The categories of this paper are: atom-ph
31
The categories of this paper are: ao-sci
34
The categories of this paper are: chem-ph
16
The categories of this paper are: stat
14
The categories of this paper are: math-ph
37
The categories of this paper are: supr-con
29
The categories of this paper are: funct-an
18
The categories of this paper are: econ
6
The categories of this paper are: astro-ph
3
The categories of this paper are: physics
33
The categories of this paper are: plasm-ph
5
The categories of this paper are: gr-qc
35
The categories of this paper are: mtrl-th
10
The categories of this paper are: q-bio
22
The categories of this paper are: chao-dyn
15
The categories of this paper are: nucl-ex