Instruct: Classify Amazon reviews into positive or negative sentiment
Query: Great NOLO publication

As someone who worked in the finance arena for years, including direct work for one of the major credit agencies, I was a little skeptical about getting this book. Things change so fast from one year to another and I figured that I'm not at the stage in life to make drastic changes on my spending. Plus I was happy with my budgeting. Was I in for a surprise! The book is indeed very up to date for this year, but what stood out for me are the ideas on how to handle budgets and existing debts - with specific options listed. The book has an array of forms you may need to repair your credit, and you can get free updates to keep up with current trends in the field. And in addition to that, you may find simple ways to improve your credit rating for the next time you need to make a major purchase.