Ermmmm... No, keep your hands off that credit card!
925431
Firstly, the middle east conflict would not end if this book is true.

You merely relocate the problem elsewhere in the middle east (and if I can boldly say; if this is true, the political and international crisis would be even worse!).

I think I would stay away from Steve's main character in this book after this. We see him in another of his book as well (I didn't enjoy that too).

The plot-within-another-plots are just too many. I doubt it's because english is my second leanguage that I lost track of the story line.

At the end of my second day or reading, I gave up and jumped the pages and read the last 5 chapters. I could guess what happened in between (and I wasn't too far off after I managed to complete it).

In short, not worth it.
4012140
If you want to settle your debt and you don't know how because you want! want! want! .. this is your book. A very realistic approach to your finances is what you'll find in these pages. Readers beware though... you may genuinely smile sooner than you had ever hoped or even again (if you are having that many issues). Good luck to you and your future (whether you buy this book or not... though I suggest it).

I didn't need this book as much as some other people might and eventually gave it away. This is good advice, but don't get too antsy getting rid of your 401K plans... I think he may be talking to those  of us who have a LOT of debt (more in the hundred thousandish range). Just be careful of what advice you take from Ramsey as his target audience has no understanding of what a credit card actually is.

If you do not find this review helpful, please comment as to why. Thank you!
2064645
I am so disappointed! The artwork is lovely, and it seems like a good wallet - but it has a magnetic clasp! I bought it to replace my old wallet because the magnetic clasp on that one was wiping out the information on my credit cards. (Yes, if a credit or debit card is exposed to a magnet - even a weak one - for long enough, the information strip on the back of the card will be scrambled.) I hate having to return this, because I really love the artwork, but there's no point in putting my replacement cards into a new wallet that will ruin them!
1469692
Dont buy the plastic card. The sticker rips off the number if you keep this in your wallet. Amazon then has no record of the amount. I just got off the phone with them.
670370
I actually initially loved this case.  After a while the slots for the credit cards stretch and they fall out.  I had a huge scare.... I got to the counter to pay for something and my credit card was not there.  I was so thankful it was found in my car.  Needless to say, I switched cases when I got home!
4614881
I am resubmitting my review of this product  I have broken more of my fingernails trying to get the cards out of the slot than I can afford to lose. They are down to the quick in some cases. There is not enough room and they are so tight, you have to take half of them out to get to the one you want. For this reason and this reason alone, I would not recommend this wallet to any woman. It is not worth the pain. If I had realized I was so close to the time to send it back, I would of, because it is not worth it.
3958070
It truly sounded like the answer to all my prayers (wallet-wise, that is).  Lots of slots for credit cards and all of those store discount cards (can't believe how many I have).  Well, the wallet arrived and I loaded it up .. but then I couldn't begin to close it with the snap-flap.  Not only that .. now it looked like an over-stuffed sausage.  And the very worst part of it all?  It wouldn't fit inside my coat or jacket pockets (only reason I'd ordered it).

Unfortunately, I waited too long to try to return it (a common problem with online orders .. at least for me).
1708272
If you put your phone near your wallet it will destroy your cards with this attachment. It ruined 3 cards so far and is being thrown in the trash
2379139
The opening is so small, and the band so tight, that you have to slide it off your wrist to put even a single credit card in, or take the card out. You also have to work the card into the space beyond the zipper to get it in, and out of that space to get it out. I haven't used mine at all, since discovering what a hassle it was to use.
3896478
Just be forewarned, that you must setup an account with Roku before using this device.  This includes providing your credit card information!  I bought this device to watch Netflix movies on an account I already have and payed for and do not intend on buying anything more.  If I did see something I wanted to buy, I would be happy to provide my credit card information at that time.  It seriously sucks that this is not mentioned anywhere! Now I'm forced to decide between selling a used item at a loss or giving another questionable company access to my credit card.
361817
This is a piece of junk.  I get that it was cheap but the one I bought prior to this was even cheaper and at least I got 6 months usage.  This one won't even close with my drivers license and a credit card in it!!! Wallet??? I don't think so.  So disappointed
527911
I like the way this wallet looks. However there is a slot for your drivers license and a credit card but when I put my licenses and two credit cards in the slot, the magnet is not strong enough to keep the wallet closed. That is a big draw back. Therefore it is not a practical solution to carry your phone and credit cards around in. Its even worse if you put cash in the area design to carry your cash... Very disappointed with it.  I've just stop using it.
838716
Against my better judgment, I purchased this wallet without reading many reviews...that was my mistake.

This wallet is very nice looking and my iPhone 5S stays snug in the holder. That's about the extent of the positives I have.

After trying to insert my cards into the slots, my card will barely budge into the top slot, the 2nd and 3rd slots are lost causes. I have some hope that it'll stretch with time, but I will probably invest in a new case before then.
If using flash for the camera, the photos appear to have a foggy edge due to the case interfering with the flash. However, if the camera is in flip-mode or no flash is required, the pictures turn out fine.
The magnets do not connect once I put my phone in the case, it will not stay closed. This is even before I tried to add my cards to the wallet.

If you plan to use this wallet simply as a phone case, and you take minimal photos with flash, this case will be fine for you. But, if you plan to use this wallet as a wallet case, I would recommend going elsewhere.

I hate giving bad reviews, especially since I loved the appearance of this wallet case and I had high hopes, but a poorly designed wallet deserves a poor rating.
4315692
The front and back of this item are two magnets.  It isn't a good wallet card if you carry credit cards etc with magnetic strips in your wallet.  The magnets are covered in a laminate so it won't stick to a refrigerator, desk, etc.  Ultimately this could be a useful item but it's nearly impossible to find a use for it because of the magnets.
1501257
Are you one of those sad souls who thinks a ringing phone MUST be answered? Even though you know it's a call from 'Friendly Bob's Low Interest Rates', do you feel compelled to at least look at the Caller ID? Has your Aunt Sue given your number to a debt collector that has been stalking her for two years? Is this the 1287th call (today) warning you this is your 'last chance to lower interest rates'? Does the ringing, hooting, buzzing, clapping, flatulence of a telephone cause your blood pressure to skyrocket? Are you buying a new telephone every week...because you threw the last one into the street because it just wouldn't stop ringing?

Get one of these Ring Controllers!

It works! After buying V2.0 of the Ring Controller, peace reigns supreme in my home.

No more taunts from shoddy bill collectors looking for someone not at my number (or trying to collect bogus debts). No more breathless enticements to 'lower your interest rates'. Politicians? They took a hike too. Thugs running phony charities? Gone!

After properly installing this guy, the phone only rings when you want it to and only with calls from people you want to hear from.

Bad points? My version of the included instructions were written in 'Engrish'. They were poorly organized and guaranteed to confuse anyone but retired Soviet engineers and dyslexics. The company offers an online instruction booklet. They may have updated and now include better instructions with the product. But, if the instructions you received seem like they were written by Yoda...get the online version. It has hookup diagrams and simulated 'screenshots' of programming steps. It's a much better version. (Not 'perfect'...'better'.)

About the controller:

Just decide on the hookup configuration that works for you. Use it with, or without, a TAD. Enter the numbers (fast and easy). Program it with the control levels you want. Then, enjoy peace and quiet.

Nuisance callers just hear endless ringing. There's nothing to tip off 'phishermen' that the number even connects with a live being.

Be aware that your telephone company only sends Caller ID data one time with the first ring. Quick as a whippet, the Controller picks up the ring first and checks it against the control level and the database of numbers. Then, it passes the ring on, or blocks it entirely. So, any calls intercepted by the Ring Controller will not display on Caller IDs 'downstream' from the Controller. To keep from sprinting through the house to the Controller's location when the phones ring, I just hooked up Caller ID boxes to jacks in various rooms. Besides, if it is truly an important call, they'll call back.

To deal with nuisance callers who call from numerous numbers, just program your friends, family, and business associate's numbers into List A and/or List B. Then set up the control level you want. The most secure (and peaceful) way to do this is to program numbers of people you want to hear from into List A and List B and then set the control level to 'Ring List A and B ONLY'. Blocking List R (Restricted...'pests') only works if you know EVERY number the pest uses.

The wild card feature is sweet. No more 800, 888, etc. calls. Do you even know anyone named "Toll Free"? Tired of political surveys...block all of area code 202 where many (not all) of these polls originate. Mother-in-law lives in area code 502? Does she devilishly call from various exchanges within that area code? Block the whole area code. Hate those "Out of Area" or "Anonymous" callers? Just program 000-000-0000 as a restricted number. (The controller also has a 'null' reject for calls where the caller has blocked his Caller ID data.)

No battery backup needed. Programming is non-volatile. But, you can re-set to factory defaults and erase all data with just a few key-punches.

This thing has a LOT of great features that the instructions barely cover (or cover poorly). The manufacturer would be greatly benefited by hiring a technical writer to put together an all-inclusive, understandable instruction book for the device.

Costs $80...worth $800.
4933386
Buyer Beward !!!!!

I made a huge mistake buying this ...the clip broke almost immediately, and I am out how much money???????  Over $100.00
RIDICULOUS !  I am on disability, living on a super shoestring budget, so I saved birthday, Christmas money etc. for a long time to be
able to make this purchase. Gee, my thinking was....if I spend a little more money, then, my wallet will last for at least 5  years or so.
Boy, was I wrong !  Angry does not even begin to express my feelings. So....if you have plenty of money and don't mind replacing
your wallet every 6 months, buy this wallet !
3816469
Freaking life saver! Just be aware that you can only fit 2 credit cards in this case and that's without any cash.