Instruct: Classify the given comments as either toxic or not toxic
Query: Canadian banks got a 114 billion dollar backstop (bail out if you like) when the federal government took mortgage debt to this tune off of the banks and on to CMHC where the taxpayer holds the risk.

The Canadian real estate market did not crash so there were no real losses however with increasing Canadian debt levels and real estate bubbles in both Vancouver and Toronto this could change quickly.