Instruct: Classify the given comments as either toxic or not toxic
Query: Good luck with that.  Have you ever tried to trace your own paper trail through a banking system?  Not happening.  It is so convoluted that even the authorities give up.  Forensic accountants throw up their hands.  It is the problem of our future banks that are built upon antiquated notions about banking in the past.  They don't work well together.