what is the youngest age for social security?
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You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.
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Applications for Social Security benefits can only be processed a maximum of four months before benefits are scheduled to begin. Thus, the earliest you can apply is age 61 and nine months, and you can expect to receive your first payment four months later—the month after your birthday.
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Americans first become eligible for full Social Security benefits between ages 62–67, but benefit amounts depend on how early you elect to start. Spouses are also eligible for benefits, even if they never worked for pay. Enclosed are the answers to 10 common questions about Social Security and how it works.
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If you were born in 1953 or earlier, you're already eligible for your full Social Security benefit. The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960 until it reaches 67.
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(Full retirement age, or FRA, is the point at which you qualify for 100 percent of the benefit Social Security calculates from your lifetime earnings.) At full retirement age — currently 66 and gradually rising to 67 over the next several years — your SSDI payment converts to a retirement benefit.
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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age.
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Key Takeaways. Social Security retirement benefits start as early as age 62, but the benefits are permanently reduced unless you wait until the full retirement age of 66 or 67. Payments are for life. Social Security spousal benefits pay about half of what your spouse gets if that's more than you'd get on your own.
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Early retirement You can get Social Security retirement benefits as early as age 62. However, we'll reduce your benefit if you retire before your full retirement age. For example, if you turn age 62 in 2020, your benefit would be about 28.3 percent lower than it would be at your full retirement age of 66 and 8 months.
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You can get Social Security retirement benefits as early as age 62. However, we'll reduce your benefit if you retire before your full retirement age.
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Social Security requires a minimum of 40 credits for retirement benefits, whether you take early retirement at age 62 or wait until your full retirement age which can vary from 65 to 67, depending on the year of your birth. If you don't have the 40 credits, you don't draw any retirement.
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The social security pension age for people born in 1966 is 67 years.
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Get Your Social Security Statement. We currently mail Social Security Statements (Statements) to workers age 60 and over who aren't receiving Social Security benefits and do not yet have a my Social Security account. We mail the Statements three months prior to your birthday.
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If you claim Social Security at age 62, rather than wait until your full retirement age (FRA), you can expect up to a 30% reduction in monthly benefits. For every year you delay claiming Social Security past your FRA up to age 70, you get an 8% increase in your benefit.
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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
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It is important to begin retirement planning while you are young​ because: ... you can receive Social Security benefits starting at age 62 but the benefits will be reduced for every month that is prior to full retirement age. You only receive full benefits if you wait until you turn 67 for those born after 1960.
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Retirement Age You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
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If you were born in 1957 your full retirement age is 66 and 6 months. You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.