what documents are needed to apply for a home equity loan?
235110
['W2 earnings statements or 1099 DIV income statements for the last two years.', 'Federal tax returns for the last two years.', 'Bank statements for the last few months.', 'Recent paycheck stubs.', 'Proof of other income, such as tips, Social Security payments, etc.', 'Proof of investment income.']
137901
['Your income. You will need to show payslips, bank statements and/or HM Revenue & Customs documents to confirm your income and to help make a decision on what size mortgage is sensible for you to take on.', 'Your outgoings. ... ', 'Your age. ... ', 'Records of previous loans or credit. ... ', 'The value of the property.']
397631
['Your credit score is 620 or higher. ... ', 'You have a maximum loan-to-value ratio, or LTV, of 80 percent — or 20 percent equity in your home.', 'Your debt-to-income ratio is no higher than 43 percent.', 'You have a documented ability to repay your loan.']
942422
['Proof of identity - a current passport.', 'Proof of residence status - visa, residence or work permits as required.', 'Proof of address - recent utility bills or official correspondence.']
776400
Eligibility for Help to Buy: Equity Loan. ... To apply for a Help to Buy: Equity Loan you must: have a deposit with a minimum value of 5% of the full purchase price of the property. arrange a repayment mortgage valued at between 25% and 75% of the full market value of the home (up to 55% in London)
275412
['One document of ID - passport or driving licence.', "One document showing proof of address – utility bill, bank statement, credit card statement, driving licence (only if driving licence shows the applicant's current address and has not also been used as ID document)"]
509728
You must have at least a 620 credit score to get a home equity loan, but your lender could impose an even higher minimum, such as 660 or 680.
455662
['You have at least 20% equity in your home, as determined by an appraisal.', 'Your debt-to-income ratio is between 43% and 50%, depending on the lender.', 'Your credit score is at least 620.', 'Your credit history shows that you pay your bills on time.']
143355
['Use a balance transfer credit card.', 'Apply for a personal loan.', 'Tap your home equity.', 'Consider a debt management plan.']
817741
['Birth and death certificates.', 'National insurance numbers.', 'ID cards and passports.', 'Marriage licenses.', 'Divorce certificates.', 'Business licenses (if applicable)', 'Insurance documents.', 'Wills, living wills and powers of attorney.']
987870
['driving licence.', 'passport.', 'birth or marriage certificate.', 'letter addressed to you from a solicitor, social worker, doctor, probation officer, HM Revenue and Customs or the Home Office.', 'recent gas, electricity or water bill.']
145906
['Income and employment documents, such as tax returns, W-2s and 1099s.', 'Asset statements on bank, retirement and brokerage accounts.', 'Monthly debt payments and any real estate debt statements.']
849669
['Passport or another proof of ID such as a national identity card.', 'Application form, and minimum account balance if relevant.', 'One passport photograph of authorized signatory.', 'One or two reference forms or an employer letter.']
764403
['Proof of your identity. This can take the form of a passport, drivers licence or national identity card. ... ', 'Proof of address. This is generally a recent utility bill, rental contract, council tax bill.']
827557
['Mortgage loan information.', 'Final purchase and sale agreement.', 'Deed.', 'Title report.', 'Property tax information, including most recent tax statement.', 'Homeowners insurance information.', 'Any reports or documentation that relates to the property.', 'Lease agreement, if currently renting the property.']
849882
['Proof of identity through an ID or passport.', 'Your credit report, which the lender can pull using your name, address, date of birth and social security number.', "A valid state-issued driver's license.", 'Proof of monthly income through pay stubs or social security income receipts.']
387367
['Proof of income: your latest salary advice. ... ', 'Latest 3 months personal bank statements (for both applicants if applicable).', 'Personal Assets & Liabilities Statement for loan amounts over R1 500 000.', 'Copy of your ID document (for both applicants if applicable).', 'Copy of Marriage Certificate or ANC Contract (if applicable).']