how do i get my stimulus check if i haven't got it yet?
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If you filed taxes and believe you're eligible for a stimulus payment, but haven't gotten it yet, it's possible a payment is still on the way. You can use the Get My Payment tool on the IRS site to track the status of your payment, and get a projected deposit date.
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Once your paper stimulus check is mailed, it will take up to 14 days to receive the payment, according to the IRS.
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If you paid taxes with your most recent filing (2019 or 2018), you'll receive a check or prepaid debit card to the address the IRS has on file. You can check the status of your Economic Impact Payment using the IRS's Get My Payment tool.
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But if you're still waiting to get paid, the IRS has an online tool that lets you check the status of your stimulus check. It's called the "Get My Payment" portal, and you can find it on the IRS website at irs.gov/coronavirus/get-my-payment. (To find out how much money you will get, use our Stimulus Check Calculator.)
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The stimulus money could take up to five months before it is sent to you given the pressure the IRS is under with stimulus checks according to a memo obtained by NBC at the beginning of the pandemic. The IRS says it will send out 150 million payments in total, which has led to significant backlog.
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Beneficiaries who are first in line to get their payments include those who filed federal tax returns that included their direct deposit information. Automatic stimulus payments began on April 15 for those individuals. So who's getting the stimulus checks?
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If it's been at least two weeks since you sent the payment to the IRS and your financial institution verifies that the check hasn't cleared your account, call the IRS's toll-free number at 800-829-1040 to ask if the payment has been credited to your tax account.
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The stimulus check is an advance payment of a 2020 tax credit, so the IRS will take into account 2018 tax returns, if file before Dec. 31, 2020. If you have not filed your 2018 return, it's not too late to file now. You may, however, face a late-payment fee.
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IMPORTANT: The IRS will never send stimulus funds to Jackson Hewitt. When your stimulus payment is expected to be sent: Beginning on Wednesday, April 15, and ongoing weekly. What we know today: The IRS will likely send you a check in the mail to the address on your latest tax filing.
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Check the Get My Payment Tool Again If you aren't having luck with the Get My Payment tool, you'll have to keep checking your bank account or debit card, or wait for a letter from the IRS. The IRS will mail you a letter two weeks after the agency deposits your stimulus money or mails your paper check.
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How Will the Second Stimulus Check Be Delivered? If your bank account information is already on file with the IRS, it should be a seamless process. You will get a direct deposit expeditiously. Or the check will be in the mail within two weeks of the first payments going out.
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Your economic impact payment is effectively an advance on a 2020 tax credit, so you should receive a stimulus payment of up to $1,200, but it won't arrive until next year, unfortunately. Some 130 million checks have already been sent out, and millions more people are awaiting their checks.
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For direct deposit and Direct Express, you should have received your stimulus check by May 13. The IRS will start sending paper checks May 15.
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Debt Collections Debt collectors might also be able to seize your stimulus check. They can't do so directly—creditors aren't going to contact the IRS and have your money diverted to pay off what you owe. But they can garnish your bank account if they have a judgment against you or seek a judgment to do so.
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To update your bank account information to receive a direct deposit, click on the “Get My Payment” button on the Filers side of the IRS' stimulus check web portal.
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Head to the Non-Filers site and see if the IRS needs something from you. The nonfilers tool will be available till Oct. 15, the IRS told CNET, and people who register for a payment using the tool before then will receive their check by the end of the year.
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The fastest and easiest way to get your stimulus check is to add in a bank account number when you apply. If you've been been turned down when you tried to open a bank account, you might try one of these second chance banks. If you don't have a bank account, you will be mailed a paper check. It may take longer.