what are the major factors affecting the decision to retire?
232284
['Investment Volatility. ... ', 'Low Interest Rates. ... ', 'Reduction of Employer-Provided Retirement Benefits. ... ', 'Reconfiguration of Government-Sponsored Programs. ... ', 'Increased Longevity. ... ', 'Inflation. ... ', 'Income Taxes.']
226416
A big factor in determining the impact of an ageing population is future rates of economic growth. ... This decline in economic growth will increase the pressure on public finances from an ageing population. Strong economic growth, increases tax revenues and makes it easier to fund pension commitments.
521569
['Time Horizon. One of the most important factors for investors when choosing investments is how long their money will remain invested. ... ', 'Risk Tolerance. ... ', 'Investment Knowledge. ... ', 'Income and Net Worth.']
746477
Social and Economic Factors. Social and economic factors, such as income, education, employment, community safety, and social supports can significantly affect how well and how long we live. These factors affect our ability to make healthy choices, afford medical care and housing, manage stress, and more.
647031
["Before you retire, ask when you'll have to pay taxes on money saved within your plan. ... ", 'Ask about what benefits will continue when you retire. ... ', "Ask about what you'll need to consider when planning for 10-20 years out. ... ", 'Ask about any gaps you may be responsible for.']
57440
['Emphasize on Decision Making.', 'Orientation towards Cost-benefit Analysis.', 'Efficiency in resource allocation.', 'Improvement for next period.', 'Discontinuation of an obsolete process.', 'Changes with the change in an organization.', 'Subjective in nature.', 'Detrimental to the long-term goals.']
532233
When you retire early, your monthly benefit amount is reduced to reflect that you will be receiving your defined benefit for a longer period of time. The amount of the impact depends on the amount of service credit you have, the date you retire, your age and the early retirement factor used.
193111
['Better Fit. ... ', 'Salary and Benefits. ... ', 'Advancement Opportunities. ... ', 'Work-Life Balance. ... ', 'Better Use of Skills.']
630304
['Economic development. ... ', 'Education. ... ', 'Quality of children. ... ', 'Welfare payments/State pensions. ... ', 'Social and cultural factors. ... ', 'Availability of family planning. ... ', 'Female labour market participation. ... ', 'Death rates – Level of medical provision.']
169052
["It's been great working with you. ... ", 'May all the years ahead bring you great joy and relaxation.', "Here's to a well-deserved and happy retirement! ... ", 'All the best with your retirement. ... ', 'Best wishes for an awesome retirement. ... ', 'Enjoy your new found freedom and make the most of it.']
957325
Mandatory retirement also known as forced retirement, enforced retirement or compulsory retirement, is the set age at which people who hold certain jobs or offices are required by industry custom or by law to leave their employment, or retire.
83594
The main factors that affect location decisions include regional factors, community considerations, and site-related factors. Community factors consist of quality of life, services, attitudes, taxes, environmental regulations, utilities, and development support.
614166
['Job Stability-', 'Healthcare Benefits-', 'Fair Remuneration.', 'Work Stress Level.', 'Widespread Bureaucracy-', 'Passive Working environment-']
1255808
['How will you fund your living expenses in retirement? ... ', 'When and how should you start taking Social Security? ... ', 'What is your plan for health insurance? ... ', 'What do we need to know about required minimum distributions?']
722184
["You'll earn more money.", "You'll be more likely to have a job.", 'Your employer is more likely to offer a retirement plan.', "You'll be more satisfied with your work.", 'Your time and money spent on a degree will be worth it.']
1472165
['YOUR PERSONALITY & EMOTIONS. Whether you are naturally a spender or a saver will have a big impact on your finances. ... ', 'PAST EXPERIENCES & EXAMPLE. ... ', 'YOUR PHYSICAL & MENTAL HEALTH. ... ', 'THE CULTURE & SOCIETY WHERE YOU LIVE. ... ', 'YOUR FINANCIAL KNOWLEDGE.']
949293
In NYCERS' defined benefit structure, retirement benefits are calculated using three primary factors: The member's age. The member's compensation base (Final Average Salary) The member's Credited Service.