Simple ways to repair your credit.
591334
This is a simple little book that is full of SIMPLE things you can do to improve your credit. Ms. Hampton knows what she's talking about.
285481
If you're tired of feeling as if your finances are out of control, or need help with a specific area of money management, Ellie Kay's THE DEBT DIET: An Easy-to-Follow Plan to Shed Debt & Trim Spending offers a useful compendium of financial advice gleaned from her personal experiences, financial experts, and other resources.

Just as financial guru Dave Ramsey did in his book, THE TOTAL MONEY MAKEOVER, Kay uses the motif of dieting and fitness to illustrate the importance of getting control of your finances. What do you do if you want to lose weight? You eat less and exercise more. "The way to get out of debt is much the same --- the only thing that really works is to spend less and save more," Kay says.

Kay joins many other financial experts who write from painful experience. When she and her husband Bob started married life, they had $40,000 in consumer debt. "We didn't realize the price we would pay for instant gratification." Through making lifestyle changes, the Kays were debt-free in two-and-a-half years. Sound appealing? Read on.

Each chapter opens with a light personal anecdote from Kay, followed by solid information, often culled from other sources (web site links are given), and quizzes. First up is a financial self-evaluation. Do you use credit card cash advances to pay for living expenses? Work overtime to meet the bills? Buy your groceries on credit? Pay the minimum due on charge cards? You might be financially overweight.

Why are your finances in a mess? Kay suggests looking at your financial heritage --- how your parents handled money. Then, she offers a quick overview of Dr. Kathleen Gurney's nine money personalities and Gail Rose Martinez's five different money styles. After making some personal assessments, Kay waxes philosophical. What is your attitude about money? What are your priorities in life? (Quizzes help you evaluate.)

Next, it's on to the plastic. Do you use credit cards to pay off other credit cards? Do you transfer balances to new cards only to run up balances again? This is a great section with lots of practical ideas and insights about the ins and outs of credit card use. Do you know you have a good chance of waiving the annual fee with your credit card company when it comes up for renewal if you have a good history with that company? Just ask. There is also a terrific list of easy things to do to lower your APR (pay $5 more than the minimum each time, don't apply for other cards, don't max out your limit).

Other chapters tackle saving, sharing your money, and knowing and nurturing your FICO score. Don't know your FICO score? You must learn about FICO, Kay says; it's the credit score that helps lenders make their credit decisions. Married women need to know that their individual FICO score is a different number from their spouse's and know how to improve it, if necessary. There are some interesting tidbits in this section, including the impact of new credit on your FICO score, knowing which loans to secure first (mortgage, car) and how your FICO score can even influence your utility costs.

Kay also has good advice to pass along about communicating with your spouse about finances without fighting, evaluating your insurance needs, finding reputable financial help, paying for college without going broke, and instilling good financial ethics in your children.

The information in THE DEBT DIET lends itself to repeated reading. Even those in good financial shape will benefit from some of the information presented. Between Kay's sound advice and her lists of resources and quoted advice from other experts, readers will come away with practical help for changing the way they handle money.

  --- Reviewed by Cindy Crosby. Contact Cindy at phrelanzer@aol.com.
906162
Hey, just dropping you a line. the only one who is a good day, and this note. . I can't believe that you can find a way to get the best of luck. I have researched my credit report and the other hand.
1131507
This book is excellent in going through the processes of getting your finiancial life back on track in a simple and systematic way.  It is easy to read and I highly recommended it.
3406198
Mr. Snyder takes on the bewildering topic of FICO credit scores and boils it down into a very easy to read, and more importantly, useful book. One can read this book in a lunch hour and come away with a new understanding of credit scoring. I knew that credit scores where important, but I did not know how pervasive they had become in our lives. Did you know that the insurance industry is now checking credit scores to set rates? So, if you have low credit scores your insurance bill is higher than someone with higher scores for the exact same insurance! I learned quite a few things that I've been doing that are killing my credit scores. These are mistakes that are easy to fix or avoid. Thank you Mr. Snyder for this easy to understand and informative guide. This is definitely a 5 star book.
2787619
When applying for a car loan recently I discovered a couple of errors on my credit report (accounts that weren't mine, outdated information, etc). I considered paying one of those "credit clean-up" company to fix things, but after seeing this book I decided to give it a try for myself first.  This book offered very detailed, easy to understand information that made it very easy for me to correct the information on my credit report, and within 3 months my credit file was corrected and my credit score had increased substantially from having the errors removed.  The book also suggests ways to keep your credit safe from identity thieves, and is well worth the read for everyone.
1368283
We have good credit, so I wasn't sure what the book could do for me. However, I always like to read tips so I figured why not? I was bookmarking sticky notes all over this thing for Jim to read too. It was interesting because we we have some credit cards we save for emergencies, like when we had to leave NOLA during Katrina, but it actually turns out we should be using them, in small amounts, paying them off quickly.. instead of squirreling them away and thinking we are doing good not using them.  We used to think closing off CC accounts would look better too, we learned not to that several years ago, but this explains why and that 7 years of good credit with a card is the sweet spot that will boost your score.

Yes, some is fairly common knowledge, but I really think there is a lot in here that would give most people a few new ideas and tips.  I found the explanations clear and the writing to be easy to read and understand.
1677662
The book offers good advice as to how to pay down credit and keep a check on credit score. Always check your credit score!!
1674169
This is a comprehensive guidebook on Credit repair. I like how this book was written, Easy to understand and follow. I also like the tips and strategies this book share. Nice learning to all of us!
1210339
If you are in serious credit card debt . . . "The Debt Escape Plan" by Beverly Harzog is a good start and an easy read along with very helpful tips on getting out of debt.
4319631
Debt is a terrible thing. The average family in Canada has on average approximately $50 grand in credit card debt that they can't pay back. When you think about it, debt is a crushing force that, at first it gives us what we want, and then later, it comes to collect and takes more than was originally offered. This is why, if you are in debt and are looking for a way out, this book is that way.

This book provides a clear roadmap with a step-by-step plan thats simple for the average person to follow and implement right away. By following the valuable advice in this book, not only will you become financially free but, you will learn how to:

' Pay off your mortgage
' Become credit card debt-free
' Stop buying things with credit such as furniture, TVs, or fancy vacations.
' Stop financing the things you want with debt
' Save money by using public transport
' Stop leasing a car and save more cash
' Know if you can afford to buy a home
' Distinguish the benefits of renting and mortgaging a home

The section on eliminating credit card debt is excellent. As the author Avery states:

If you carry a $10,000 balance on a credit card with an interest rate of 12% you're paying $1200 per year in interest. If the interest rate is 30%, you're paying $3000 per year in interest.
But the best part is The Power Pay Off Plan. By implementing this system youll be debt free and save yourself a lot of money.

The bottom line is, our credit card debt is sucking our cash away. But this book gives you the tactics to put into action and take care of it. By using a method called the Snowball Method youll be able to maximize the amount of money you can contribute towards your debt as well as reduce the amount of debt. This has the effect of creating a debt-free lifestyle within a limited space of time and it won't take a lifetime.

This book has a lot of motivating quotes and advice from the author for people who stink at managing their finances. You might feel like you cant do it, or you feel guilty if you have lots of cash on hand. But you can change this mind-set, and the wisdom and action steps in Your Road to Wealth shows you how to do that.

The bottom line is:
This is one of the best books I have read on the subject of debt elimination. It isn't too technical and provides strategies simple enough that anyone can put them into action immediately. There is hard work involved, especially if your debts are extensive, but at the end of it all you could be enjoying a wealthier lifestyle.
4693671
I loved this book. He gave me so much info and knowledge on credit repair that I did not have before. Just got the book and already finished it and it has not been 24 hours. Looking forward to applying what I have learned in this book to Repair and increase my credit score
629305
Easy to use, can save money on lots of repair things.
1901104
I have read BestCredit and used its tips twice now. First time I removed a negative item off my credit and raised my credit score 90+ points in one day. That saved me hundreds of dollars in interest when I bought my last car. I just recently used another technique in dealing with credit card companies and credit card debt. I just negotiated one of my credit card companies down from $9,200 down to $6,100. It was 60% off the original debt. I saved over $3,100 dollars!!! Not only did I reduce my payoff amount  but I also removed all negative items from that company. I got the card to show current/paid as agreed and they alos gave me a very low interest rate so I can use the card to help build my credit score up even further. Simply put, If want to learn how to negotaite with creditors, remove negative items on your credit, and build your score back up....BUY THIS BOOK TODAY!!!
2965269
I skimmed through the book and used the advice given. I have already got two collections removed from my credit report. Book gives great advice and is easy to understand.
2720446
The ABC's of Getting Out of Debt:Trade Your Bad Debt for Good Debt and Your Bad Credit for Good Credit really stands out among the many credit and debt related books available to consumers for many reasons. For starters, the book covers the topic of credit and debt in a very thorough and objective manner. Such critical, but often overlooked, topics as the health effects of debt are addressed. In addition, the book provides very simple and practical steps to help consumers that are struggling with credit and/or debt problems.

While the book is geared toward consumers that have credit or debt problems, all consumers can benefit greatly from the legal expertise of the author and from the expertise of Gerri Detweiler, who contributed to the book. For this reason, I strongly recommend that every consumer reads this book.

- Curtis Arnold, Founder of CardRatings.com
4174984
I have read every book out there today to try and repair my credit because I know how important it is to have good credit and mine isn't the best.  Some have had okay advice, but they can't compare to this fantastic book.  Mike breaks it down in a way that it easy to understand and you can actually put the steps to use.  A couple of days ago I went to his web site listed at the bottom of every page and it has more advice and a place you can contact him.  Mike himself CALLED me today (I almost passed out!!) and gave me more advice!!!  Even without that call which is UNHHEARD of, this book is simple to read, insteresting, and if you follow his simple directions ANYONE can have better credit.  Today having good credit means being able to get a car, home, credit cards, and unbelievably even a JOB.  So, please PLEASE get this book and read it like he instructs.  Skip the sections that don't apply to you.  If you are not getting a divorce don't read that part, but I promise some parts will APPLY TO EVERY SINGLE PERSON.  And even those with good credit could have something happen because you cannot predict the future and someday you will or might need this book.  It is very reasonably priced. Please make the decision to purchase this fantastic book....you will not regret it!!