can you still work if you take social security at 62?
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If you work and are full retirement age or older, you can earn as much as you want and your benefits will not be reduced. However, individuals may begin taking Social Security retirement benefits early beginning at age 62. ... Once you reach full retirement age, your benefits will no longer be reduced.
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If in your lifetime you have worked for ten years, you are eligible to place a claim to begin receiving Social Security benefits as early as age 62 and as late as age 70. Deciding when is best for you is a personal decision. Refer to this chart to determine your full retirement age.
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You can claim Social Security retirement benefits at any time after reaching 62 years of age. If you start receiving benefits before you hit full retirement age, or FRA (currently 66 and gradually rising to 67), they will be reduced a fraction of a percent for each month before FRA that you filed.
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You can get Social Security retirement benefits as early as age 62. However, we'll reduce your benefit if you retire before your full retirement age.
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You Can Receive Benefits Before Your Full Retirement Age You can start receiving your Social Security retirement benefits as early as age 62, but the benefit amount will be lower than your full retirement benefit amount.
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The short answer is that the maximum Social Security benefit someone could get at age 62, when retiring in 2016, is $2,102. However, for this to happen, some specific criteria need to be met.
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When you begin receiving Social Security retirement benefits, you are considered retired for our purposes. You can get Social Security retirement or survivors benefits and work at the same time. ... If you are younger than full retirement age and earn more than the yearly earnings limit, we may reduce your benefit amount.
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Key Takeaways Your Social Security benefits will be based on the income you earned during your working years. Only your 35 highest-earning years will be counted. If you take Social Security before full retirement age, your benefits will be permanently reduced.
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For example, the earliest age you can collect your Social Security retirement benefits is 62,1﻿ but there is an exception for widows and widowers, who can begin benefits as early as 60. 2﻿ If you start collecting benefits early and continue to work, your benefits may be reduced.
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You can't apply for Social Security disability if you have already reached full retirement age, which is currently 66. But until that time, if you are disabled according to Social Security definition, you can either collect Social Security disability or retirement benefits (but not both).
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“Currently, the earliest you can start taking Social Security retirement benefits is at age 62,” says Logan Allec, a certified public accountant and founder of Money Done Right in Santa Clarita, California. However, if you choose to start payments at age 62, you will receive a reduced benefit.
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You can receive Social Security benefits based on your earnings record if you are age 62 or older, or disabled or blind and have enough work credits. ... A dependent parent(s), age 62 or older, of a deceased worker may qualify for benefits based on the worker's record.
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You can get Social Security retirement benefits as early as age 62. However, we'll reduce your benefit if you retire before your full retirement age. For example, if you turn age 62 in 2020, your benefit would be about 28.3 percent lower than it would be at your full retirement age of 66 and 8 months.
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You can keep working past your State Pension age. You can usually work for as long as you want to. 'Default retirement age' (a forced retirement age of 65) no longer exists. You can also ask your employer if you can work more flexibly or work part-time.
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No. One way to lose some of your Social Security benefits is to earn more than a certain amount while working before you hit your "full retirement age." That full retirement age is 66 or 67 for most of us, and it's the age at which you're entitled to start collecting the full benefits to which you're entitled.
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If you choose to work while receiving Social Security benefits, your benefit amount will be reduced only until you reach your full retirement, which is age 66 for those born between 1943 and 1954. ... Secondly, spousal benefits are reduced if the primary beneficiary is under full retirement age and has excess earnings.
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You can get Social Security retirement benefits as early as age 62.