questions to ask when buying life insurance canada?
608534
['How much insurance coverage do I need? It depends. ... ', 'What type do I need? Should I have term or whole life? ... ', "If I'm buying term, what term is appropriate for me? Ten years, 20 years or life? ... ", "If I'm buying term insurance, is it convertible to permanent insurance? ... ", "What is my adviser's experience?"]
1424483
Unless there is insurable interest, it is rare that an insurance company would allow a policy to be issued. With that being said, if you still believe there is a chance that somebody has a life insurance policy on you, you can run a search with the Medical Information Bureau (MIB) for $75.
550007
['What Type of Plan Is This? ... ', 'Is My Current Provider Included In Your Plan? ... ', 'What Will My Monthly Premiums Be? ... ', "What's My Deductible? ... ", "What's My Copayment? ... ", 'What Are My Restrictions on Pre-Existing Conditions? ... ', "What If Something Happens While I'm Traveling?"]
712806
['Will the insurance company selling me the annuity be able to make good on its promises? Credit ratings matter. ... ', 'How much will this contract cost annually, including all expenses?']
338359
Though TD Insurance's life insurance product offers a few options for term life coverage, there are no differentiating factors strong enough to recommend TD Insurance over their many Canadian competitors. TD Insurance's life insurance premiums are typically more expensive compared to similar quotes from other insurers.
1365020
['What Services Do You Provide?', 'What and How Do You Charge?', 'How Do You Determine Prices on the Merchandise?', 'Are You Insured? ... ', 'Are You Bonded?', 'How Will You Keep the Property Secure?', 'When and How Do You Discount the Merchandise?']
974385
['What type of equipment do you use? ... ', 'How many photos can we expect to get? ... ', 'Are you insured? ... ', "What's your background and credentials? ... ", 'Where can I see your portfolio? ... ', 'What is your photographic style? ... ', 'What does your fee include? ... ', 'What is the turnaround time?']
1012360
['Do you have space for my child? (if not, is there a waiting list and how long is it?)', 'How much does it cost? ... ', 'Are there subsidized spots available at this centre?', 'Do you offer full-time and part-time enrollment?', 'How flexible are pickup/ drop-off times?']
754603
['What will my funeral arrangements be?', 'Who will get my property and assets?', 'What happens to my debts?', 'Who will look after my non-adult children?', 'What will happen to my pets?', 'What will happen to my business?', 'Will Inheritance Tax be payable? ... ', 'Do I want to give anything to charity?']
1292905
['Risk is a Complex Business. ... ', 'Is this product right for me? ... ', 'Am I making the right choice? ... ', 'Is this ALL I need? ... ', 'Can I afford it? ... ', "What if it doesn't work? ... ", 'What will my friends, family and peers say? ... ', 'Who are these people?']
940630
['High-Interest Savings Account. We should all keep some cash savings on hand in case of emergencies. ... ', 'Guaranteed Investment Certificates (GICs) ... ', 'Money Market Funds. ... ', 'Low Volatility Fund. ... ', 'Annuities. ... ', 'Canada Savings Bonds (no longer available) ... ', 'When To Buy Low-Risk Investments. ... ', 'When To Take Additional Risk.']
212771
Most insurance companies say a reasonable amount for life insurance is six to 10 times the amount of annual salary. Another way to calculate the amount of life insurance needed is to multiply your annual salary by the number of years left until retirement.
715755
['Does the company offer health insurance?', 'Will it cover members or my family as well as myself? ... ', 'How much of the premium costs do I have to pay for myself? ... ', 'Can I choose different levels of coverage? ... ', 'What kind of coverage is there for dental, vision and disability insurance?']
1037438
["Death certificate: The insurer will need a certified copy of the policyholder's death certificate. ... ", 'Policy document: The policy document has all of the pertinent information about the life insurance policy: the term, the death benefit amount, policyholder details, and so on.']
166051
['How much are the fees? ... ', 'Do I have to pay any money when I leave the company? ... ', 'How often will I get payments? ... ', 'How soon will I get payments? ... ', 'Is there any Indemnity Insurance? ... ', 'What size of company are they? ... ', 'How long have they been around.']
1303616
['How Long Have You Been Trading? ... ', 'How Happy Are Your Customers? ... ', 'What Services Can You Offer? ... ', 'How Flexible Are Your Services. ... ', 'If I Need More Work From You, Do You Have The Capacity To Meet Demand? ... ', 'What Do You Charge? ... ', 'Is Insurance Included?']
437988
["What's Covered and What's Not? ... ", 'Will a Renters Policy Cover my Roommate? ... ', "What's the Difference Between Cash Value and Replacement Coverage? ... ", 'Will Owning a Dog Affect my Renters Coverage?']