how long does it take for the stimulus to get deposited?
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The government is able to process, print, and send only roughly 5 million checks a week—so if you're not receiving your payment electronically, be prepared to wait. Once your paper stimulus check is mailed, it will take up to 14 days to receive the payment, according to the IRS.
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The fastest way to get your stimulus check is via bank direct deposit from the IRS. If the IRS doesn't have your direct deposit info on file, you can still get paid, but it'll come via paper check — and getting a check in the mail could delay your payment by weeks or even months.
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Usually, money is deposited into the receiver's bank account within 1 or 2 working days. Money may be deposited on the same day or in up to 3 working days, depending on when and where it's sent. After you send money, ask your receiver to contact their bank or check their bank statement to verify the deposit.
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The IRS sent out the first electronic stimulus check payments on April 11, with most having arrived by April 15. The recipients of these initial payments were those who qualify for a check and have filed a tax return via direct deposit in either 2018 or 2019.
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Successfully completed payments are sent to the IRS on the next business day. It usually takes the IRS 5 to 7 days to post the payment. However, when they post this payment it will be posted with an effective date of the successfully completed payment.
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The IRS only updates the tool once a day; you won't get anything but frustration by checking several times a day. If you're concerned the check was lost in the mail or the direct deposit was misdirected, the IRS says it will mail a letter to your address 15 days after a payment was issued.
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It usually takes the IRS 5 to 7 days to post the payment.
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Direct deposits including those missing dependent stimulus payments are scheduled for Wednesday, Aug. 5. Paper checks and debit card payments are slated to go out on Friday, Aug. 7. The payments will be made the same way the initial stimulus checks were sent.
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The IRS website set up a tool on its website called Get My Payment. Up until May 13, you were able to use this tool to provide direct deposit information to the IRS. You can still log on to get your payment status and the date you can expect to receive your stimulus check, or the date it was deposited.
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The IRS Says May 13 Is the Deadline to Sign Up for Stimulus Check Direct Deposit. The last day to use the IRS Get My Payment app and receive your stimulus check via direct deposit is Wednesday, May 13.
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For security reasons, the IRS plans to mail a letter about the economic impact payment to the taxpayer's last known address within 15 days after the payment is paid. The letter will provide information on how the payment was made and how to report any failure to receive the payment.
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These deposits are typically received within three (3) business days from the date that the transfer was initiated by the originating bank. Once the funds are deposited to your Spending Account, they will be available instantly. Refer to the originating bank for more information on their transfer time frames.
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If you're on social security and use direct deposit, you can expect your $1200 stimulus payment in your account sometime Wednesday. Mailed checks will begin Friday.
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For direct deposit, it can take one to two months for a payor to process your request and to begin receiving electronic deposits. You must provide your information about the account where the money will be deposited or withdrawn.
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For direct deposit and Direct Express, you should have received your stimulus check by May 13. The IRS will start sending paper checks May 15.
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If the IRS was already preparing to mail your paper check when you provided your banking information online, you'll still receive your check in the mail. The IRS said it can typically take up to 14 days to receive the payment in this situation.
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How Will the Second Stimulus Check Be Delivered? If your bank account information is already on file with the IRS, it should be a seamless process. You will get a direct deposit expeditiously. Or the check will be in the mail within two weeks of the first payments going out.