Amendments to Regulation X , the Real Estate Settlement Procedures Withdrawal of Employer / Employee and Computer Loan Origination Systems Exemptions ( FR-3638 ) ; and Policy Statements 1996-1 ( regarding computer loan origination systems ) ; 1996-2 ( regarding sham controlled business arrangements ) ; and 1996-3 ( rental of office space , lock-outs , and retaliation )
Regulation X will hurt Real Estate Settlement Procedures .