<http://schema.org/description>
"Harp II will only be an indirect help to housing. Addressing the challenges of negative equity and shadow inventory will require new thinking on the strategic use of principal reductions."^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.americanbanker.com/bankthink/mortgage-principal-can-be-cut-without-moral-hazard-1044298-1.html>