Generate text that refutes this claim: Technology will not result in entrepreneurialism without providing a foundational basis.  The key constraint for entrepreneurship is the lack of access to finance, credit, and basic infrastructure - whether a computer or technical skills on how to use different systems. Limited accessibility acts as an obstacle to entrepreneurialism.  In order to encourage an inclusive capability for youths to get involved in entrepreneurial ideas, technology training and equal start-up credit is required. Furthermore, dangers arise where credit has become easily accessible - putting individuals at risk of debt where a lack of protection and payment planning is provided.  Kenya’s Uwezo Fund provides a positive example, whereby action has been taken to provide youths with safe credit. The government collaboration is calling for youths to apply for grants and loans in a bid to encourage entrepreneurial activity for all. Loans are interest-free.
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Credit is now becoming more accessible through technology. Mobile-banking schemes such as MPESA across East Africa and ZAAB in Somalia, use mobile phones to transfer money and payments. The mobile banking scheme is increasing the efficiency of borrowing money from social circles, enabling quick transactions to be carried out, and introducing users to a wealth of market opportunities.  Technology is integral to entrepreneurship.