Generate text that refutes this claim: The importance of jobs in livelihoods - money  Jobs are empowerment. Building sustainable livelihoods, and tackling poverty in the long term, requires enabling access to capital assets. A key asset is financial capital. Jobs, and employment, provide a means to access and build financial capital required, whether through loans or wages. When a woman is able to work she is therefore able to take control of her own life. Additionally she may provide a second wage meaning the burden of poverty on households is cumulatively reduced. Having a job and the financial security it brings means that other benefits can be realised such as investing in good healthcare and education. [1] .  Women working from home in Kenya, designing jewellery, shows the link between employment and earning an income [2] . The women have been empowered to improve their way of life.  [1] See further readings: Ellis et al, 2010.  [2] See further readings: Petty, 2013.
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The relation between employment, money, and household poverty is not a simple correlation when we consider the type of jobs women are entering. In developing countries work in the informal economy is a large source of women’s employment (Chen et al, 2004). In the case of Sub-Saharan Africa, 84% of women in non-agricultural work are in the informal economy (ILO, 2002). Only 63% of men work in the informal economy. Women represent a large proportion of individuals working in informal employment and within the informal sector. Informal employment means employment lacks protection and/or benefits, and the informal sector involves unregistered or unincorporated private enterprises.  Such a reality limits the capability to use employment to escape poverty (see Chant, 2010). With wages low, jobs casual and insecure, and limited access to social protection schemes or rights-based labour policies, women are integrated into vulnerable employment conditions. Data has shown informal employment to be correlated with income per capita (negative), and poverty (positive) (ILO, 2011). Further, the jobs are precarious and volatile - affected by global economic crisis.  Women’s employment in Africa needs to be met with ‘decent’ work [1] , or women will be placed in risky conditions.  [1] See further readings: ILO, 2014.