CREATE TABLE table_name_95 (withdrawal VARCHAR, sr_number VARCHAR, lb VARCHAR, sc_number VARCHAR)

what is the withdrawal when the lb&sc number is less than 16 and the s.r. number is 2011?
SELECT withdrawal FROM table_name_95 WHERE lb & sc_number < 16 AND sr_number = 2011
SELECT "withdrawal" FROM "table_name_95" WHERE "sr_number" = 2011 AND "lb" & "sc_number" < 16