CREATE TABLE table_204_655 (id DECIMAL, "year" DECIMAL, "winner" TEXT, "album" TEXT, "other finalists" TEXT)

what album won before borrowed time did in 2006 ?
SELECT "album" FROM table_204_655 WHERE "year" < (SELECT "year" FROM table_204_655 WHERE "album" = 'borrowed time') ORDER BY "year" DESC LIMIT 1
SELECT "album" FROM "table_204_655" WHERE "year" < (SELECT "year" FROM "table_204_655" WHERE "album" = 'borrowed time') ORDER BY "year" DESC NULLS LAST LIMIT 1