Question: What can you tell me about the 2018 Tech Town Index?

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 What can you tell me about the 2018 Tech Town Index?

If you’re in search of the best city to jumpstart a tech career, but also want to enjoy quality of life and affordability, where would you call home? According to a new study, you might not need to look further than North Carolina.
CompTIA’s 2018 Tech Town Index found that Charlotte is the number one city for IT pros when it comes to job opportunity and cost of living, and Raleigh is just behind at number two. And if that wasn’t impressive enough for the Tar Heel state, Durham-Chapel Hill ranks 15th.
To determine America’s “Top 20 Tech Towns,” our researchers analyzed metropolitan areas where demand for tech workers is the greatest, and then ranked them based on cost of living, number of open IT positions, and projected job growth over the next five years. Read about all 20 Tech Towns in the full report.
The 2018 Tech Town Index provides insight into the depth and breadth of America’s flourishing tech ecosystem and highlights the characteristics that make each of the nation’s Top 20 Tech Towns unique. The full report highlights the specific statistics that played into each city's ranking as well as the factors that make it an attractive choice for IT pros.
For example, in San Jose (the 4th ranked Tech Town) more than 100,000 open IT positions were posted in the last year and tech workers earn a median salary of $122,242—the highest of any city on the list. But those who call Silicon Valley home understand everything is more expensive, with the cost of living in San Jose a whopping 43.6 percent higher than the national average.
Meanwhile, IT pros in Austin—which ranks no. 3 on the Tech Town Index and has a cost of living 3.5 percent lower than the national average—earn a median tech salary of $82,285, which stretches further as Texas is one of seven states that does not collect state income tax. Additionally, IT jobs are plentiful in Austin, with more than 37,000 tech jobs posted in the last year, and that number is expected to surge 15 percent over the next 5 years, rivaling the Bay Area in terms of projected growth.
To get a sense of why Charlotte ranks as the number one Tech Town, more than 44,000 IT jobs were posted in the city over the last year, and with financial heavy hitters like Bank of America, Wells Fargo and Ally Financial hiring IT workers at all levels, that number is projected to grow 11 percent over the next 5 years. Additionally, IT pros in Charlotte will find a healthy median salary of $87,755 and a cost of living that is 1.3 percent lower than the national average.
One of the biggest takeaways of the report, however, is that tech workers looking for a city to jumpstart their careers have more variety and choice than ever. A total of 14 states and the District of Columbia are represented in the Top 20, and plenty of tech up-and-comers like Des Moines, Lansing, Colorado Springs and Huntsville, Alabama made the cut. Additionally, a number of college towns made the list, demonstrating that they’ve blossomed into thriving innovation hubs, including Boulder, Madison and Durham-Chapel Hill.
Ultimately, the 2018 Tech Town Index proves you don’t have to move to a traditional tech hub like San Francisco or Boston to find and advance in a tech career or make a substantial salary—but you certainly can.
Find median salaries, hiring companies and other factors that are leading to increased opportunity in the CompTIA Tech Town Index report. Read the full report.


Question: What cool gadgets do you have?

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 What cool gadgets do you have?

Here you will find a savvy collection of the latest technology, kitchen accessories, and cool gadgets to tinker with. We strive to provide some of the coolest tech gadgets on the web all in one convenient location. From nifty camping gear to iPhone accessories there is just tech for just about anyone. Maybe a fidget cube for the kids or a q-tip crossbow for the kid at heart. We search all around the web including Kickstarter, Indiegogo, Thinkgeek, and Amazon for the latest trends in tech.


Question: Provide a description of Lake Lawn Resort.

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 Provide a description of Lake Lawn Resort.

Lake Lawn Resort is a resort in Delavan, Wisconsin, United States located on the shores on Delavan Lake. It is located off Highway 50 (Geneva Street), near Interstate 43. Lake Lawn has its own private airport, Lake Lawn Airport.


Question: Describe a recent missing person report in the area

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 Describe a recent missing person report in the area

The Prince George’s County Police Department is investigating a homicide in Upper Marlboro.
The victim is 37-year-old Osama El-Atari of St. George’s Court in Leesburg.
A reward of up to $25,000 is being offered for information leading to an arrest and indictment in this case.
On February 13, 2016, around 3:39 pm, patrol officers were called to the 9000 block of Armstrong Lane.
The victim was found inside of a pickup truck suffering from a gunshot wound. He was pronounced dead on the scene.
Detectives are working to identify a motive and suspect(s) in this case.
On February 11, 2016, the victim was reported missing in Loudoun County.
Anyone with information on this case is asked to call the Prince George’s County Police Department’s Homicide Unit at 301-772-4925.
Loudoun County, VA– The Loudoun County Sheriff’s Office is seeking the whereabouts of missing Leesburg, Va. resident Osama El-Atari.
El-Atari was reported missing by family members on February 11.
He was last seen around 5 p.m. on February 10 in the 1600 block of Rochelle Avenue in Capitol Heights, Maryland.
He drives a 2015 Dodge Ram 2500 pickup truck with a Montana tag.
Detective S. Schochet of the Loudoun County Sheriff’s Office at 703-777-0475.
License plate may look similar to these.
Osama is driving a 2015 Dodge Ram 2500 that may look similar to this one.
Again? Let’s Help Bengal’s QB Andy Dalton Find His Missing Luggage in Dallas!
[UPDATED] Please Help Find Sierra Shields Missing from New York Area Since Jan 14!
Who’s This Dude That Stole From a Military Retirement Community in Sterling, VA?
Well despite what looks like him being a jerk…I’m sure the family is still worried about him.


Question: Describe Naomi Klein's achievements.

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 Describe Naomi Klein's achievements.

An award-winning journalist, environmentalist and activist, Naomi Klein is a contributing editor for Harper’s and a regular columnist for The Nation. Her incisive books include The Shock Doctrine: The Rise of Disaster Capitalism and No Logo: Taking Aim at the Brand Bullies. A writer who puts ideas into action, her most recent book, This Changes Everything: Capitalism vs. The Climate, was made into an acclaimed documentary film. Klein is one of the authors of Leap Manifesto, a blueprint for a rapid and justice-based transition off fossil fuels in Canada that has inspired similar initiatives around the world. In 2016, she received Australia’s prestigious Sydney Peace Prize.


Question: What can you tell me about Wonder Woman #50?

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 What can you tell me about Wonder Woman #50?

If you're looking for a certified God of War on a personal vendetta against a pantheon of gods, Wonder Woman has you covered. The current version of Diana hacking and slashing her way through the DC Universe, anyway. After unintentionally bringing a new collection of "Dark Gods" into the comic book universe, it falls to the daughter of Zeus to save Earth from their malice.
And in our exclusive preview of Wonder Woman #50, the stage is set for one of Diana's biggest battles in years. The worst part? It isn't just the Dark Gods of DC's new universe she will have to defeat - but her own brother, too.
When last we left Wonder Woman #49, the battle brewing ever since DC's METAL cracked open the Multiverse seemed to be reaching its climax. With the Dark Gods playing similar roles to the Greek pantheon, but with all-powerful demands, enslaving humanity, Diana and her twin brother Jason were splitting up to oppose them around the globe. Just as they seemed to knock back their leader, King Best, the Dark Gods launch an assault on Jason.
In the issue's most surprising twist, made clear in this preview, is that the comic will begin after Diana's battle with the Dark Gods. Parting ways with Steve Trevor after the battle isn't a shock, since fans expect it to be a big, future-altering showdown for Diana (and potentially even more humans). But the fact that the future of Jason is left unclear may be the biggest tease.
Would DC Comics introduce Diana's twin brother only to dispatch him so soon? And would he be defeated by Diana, after being manipulated by the Dark Gods? We would wager that Jason sees reason at some point - Diana's greatest superpower is love, compassion, and truth, after all - but anything is possible. Especially with the final splash page promising a war between gods that lives up to the name.
Wonder Woman #50 will be available from DC Comics on July 11th, 2018.


Question: Explain the implications of increasing the minimum wage on workers and the economy.

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 Explain the implications of increasing the minimum wage on workers and the economy.

Michal Rozworski is a Toronto-based researcher and writer. He blogs at Political Eh-conomy where a version of this article first appeared. Find his articles previous published on The Tyee here.
Minimum wage increases provide real benefits for working people, argues economist Michal Rozworksi. Photo by Eric Flexyourhead from Your BC: The Tyee's Photo Pool.
Reading either of these headlines or the stories that follow, you could be forgiven for not knowing that the cited Bank of Canada research note had a positive conclusion about the effect of minimum wage increases on workers. A major claim of the Bank’s note is that, for workers, the benefits of increasing the minimum wage outweigh the costs in terms of labour income. First of all, the Bank is not predicting 60,000 pink slips but merely a slowdown in continued job growth. The 60,000 figure is a national, annual one and represents just 0.3 per cent of total employment. Monthly job growth has at times exceeded this number.
This is not the first time the media have gotten worked up about the wrong numbers. As I pointed out at the time, reporting on an analysis issued in September by the Ontario Financial Accountability Office received similarly skewed coverage, ignoring the finding of net benefits and zeroing in on projected job losses. This isn’t a single case, but a recurring pattern of business-friendly bias.
And beyond the overall positive conclusion, there are several reasons to look critically at the Bank of Canada research note.
First, the note uses a structural general equilibrium model, a class of models that has come under increased scrutiny since the financial crisis because of their over-reliance on rather unrealistic assumptions and the sensitivity of their conclusions to changes in assumptions. For example, new research from Marshall Steinbaum at the Roosevelt Institute suggests labour markets may have a higher degree of what economists call monopsony than previously thought, something that runs counter to standard assumptions about how job markets work. Whereas monopoly is a situation where sellers are few and have disproportionate market power (in the extreme case, one seller with the power to set prices), monopsony is the flip side: a situation where a market has a few large buyers who have disproportionate power. In a labour market, this means businesses can set wages below where they “should” be and can make up for poor performance by having low wages rather than cutting into profits. Steinbaum’s finding challenges standard assumptions about competitive labour markets and the simplistic Economics 101 story about higher wages costing jobs — a story that features heavily in media reporting on the minimum wage.
Second, the Bank of Canada note also relies heavily on older models, so called “two-way fixed-effects,” for their estimates of how aggregate employment reacts to changes in the minimum wage (economists call this an elasticity). These models have been shown to downwardly bias estimates of the relationship, suggesting greater job loss. Once the same and newer data that have been subjected to more advanced statistical methods that are better able to isolate the impacts of the minimum wage from everything else happening in the economy at the same time, they have generally shown negligible to statistically insignificant job and hours reductions. I’ve recounted this newer literature in previous posts. In a similar vein, the Bank makes references to known academic critics of raising the minimum wage, like Morley Gunderson and David Neumark; well-known academic economists who have used updated statistical methods to paint a more sympathetic picture, such as Arin Dube or Michael Reich or UBC’s David Green don’t figure at all.
Coverage like this from the CBC or the Star (never mind venues like the National Post or the Toronto Sun) begs the question about why don’t we hear about the negative impacts on jobs and growth of things like commercial rent increases or rising CEO salaries. For instance, the salaries of Canada’s top 100 CEOs rose by a whopping eight per cent last year! When the redistribution happens from workers to the top or from one sector of the business world to another (as in the case of commercial rents), things are as they should be. It is only when even a modest amount of redistribution flows in the other direction, as with much-needed minimum wage increases, that we hear tales of imminent mass unemployment or economic collapse.
Luckily, not everyone in the business world has lost their sense of perspective or critical faculties. To their credit, in the same piece warning about mass job loss due to rising minimum wages, the CBC asked Brett House, deputy chief economist at Scotiabank, for his opinion. He’s absolutely right.


Question: Hi, I'm looking for advice on how to effectively create, promote and market my game. Any tips?

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 Hi, I'm looking for advice on how to effectively create, promote and market my game. Any tips?

Hi! Jess here, European Community Manager for Unreal Engine. I often get asked as a Community Manager, what do I do? I work with all the teams in Europe who use or want to use Unreal Engine. I'm often one of the first Epic points of contact for teams new to Unreal as I'm out and about at events, so I help with a wide variety of questions including areas such as licensing, tech support, biz dev opportunities, enterprise and marketing.
Because I cover quite a broad area, I’m in a lucky position that I get to see a huge amount of developers' projects, from a one-man team to AAA studio, so I have this enormous pool of information to analyse and pull from. One thing I’ve consistently noticed is indie developers in particular seem to struggle with marketing. Not always, I’ve seen some fantastic examples of what to do, but also many, many examples of what not to do and it's often the same mistakes over and over again.
How do you want consumers to recognise your company? Approachable, engaging, friendly, or (bizarrely)... savage in the case of Wendys.
On the other end, it could be a very specific product orientated goal - are you trying to get more people to sign up to your newsletter, download your demo, take part in your alpha or early access?
Gaming is a social activity (who'd have guessed?), over half of the most frequent gamers play multiplayers games weekly, mainly with friends and family.
Also always crop down your videos so they only show the part of the screen you want people to see. If people don't need to see the editor, don't show it to them. Remember a lot of content is viewed on a mobile screen so make your focal point as large as possible.
Hopefully that'll help you tighten up your creation of content, so now lets chat about posting content.
Someone on the team has just made the coolest particle shader ever and you want to share it with the world straight away. Don’t. A post's performance changes based on day, time and audience. Remember to take into account Timezones – if you are in the UK and aiming for Western Audiences, East Coast America isn’t really active until 2pm GMT. Think about your target market timezone, and post accordingly.
Probably the biggest mistake I see developers constantly make, is not including links. From asking for votes on Greenlight, backing on Kickstarter or release announcements, so many times the accompanying links are missing. You’ve grabbed my attention but I’ve got nowhere to go from here. Yes, I could click on your profile, then go to your website, then find it from there, or I could close down the current app I'm on and go search on the store.
Will I go away and actually do that? No. I'm lazy, so make your audiences life as easy as possible and include the link in every post.
If you'd like to be hosted on our channel, make sure to include UE4 in your stream title.
We've noticed watchers prefer streamers who talk into the mics and give commentary, and are not silent and playing loud music in the background.
Build informative UI to let your viewers know what's coming up.
In our industry it’s great that we help promote other's achievements and raise exposure for each other, but when someone comes to your page, it’s because they are interested in finding out more about your company or game. Make sure there is a healthy mix of both original content and reposts on your site.
Press Packs Mainly, you need to make your information as easily accessible as possible, so I would recommend you create a press pack. This way all of the information about your studio and game is in one easy to find and downloadable place. You can create your own and host it on your website (like the Snake Pass team has) or use the wonderful Rami Ismail’s online presskit().
There's a couple of points I'd like to add; when reaching out to people, make sure you have an actionable point. Have something you want to say or ask that cannot be solved with a Google search. Be polite, as I said before use proper English, and respect people's time. For me, a week passes crazily fast especially when I'm travelling. I have had moments where I haven’t forgotten about responding to something, but it has taken me up to a month to be able to sit down and give the response I want to give.
On that note, I'm going to wrap up this blog here. I’ve covered off on messaging and target demographics, creating and publishing content over different channels and reaching out to other potential marketers.
Hopefully you’ve found this useful and it's given you some points to explore. If you have any questions please pop them in the comments below, I'll be keeping an eye out and will try my best to answer them.


Question: What do you think of the Rocket League Championship Series finals in Amsterdam?

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 What do you think of the Rocket League Championship Series finals in Amsterdam?

It was a rough day for North America at the Rocket League Championship Series finals in Amsterdam. Orbit, NRG, Genesis, and Take 3 all lost in the first round, and two of them are out completely.
With all four NA teams in the lower bracket, they were made to face each other in elimination bouts. Two were guaranteed to play tomorrow and two would be going home. NRG took on Genesis, Take 3 met with Orbit. Orbit had the best regular season record of the bunch, Take 3 the worst, but T3 came out on top, sending the Orbiters around the world, back to North America. In the other series, NRG won handily. The participation award for the tournament goes to Genesis, who didn’t win a single game.
Match of the day goes to Mockit Aces vs. Orbit in the opening round. Mockit completed the reverse sweep in dramatic fashion, tying game five with zero seconds left on the clock, and then winning it in overtime. Orbit started the series so cool and collected, and GarrettG was on fire. He even got a late go-ahead goal in the final game with a beautiful air dribble dunk. ViolentPanda scored both the tying goal and the winner for Mockit.
“I’m still shaking. It was really intense,” said ViolentPanda after the match.
It was a close series. Orbit was arguably lucky to go two up in the first place, scoring two odd ones to win game two in OT. With the exception of game three, a 2-0 shutout for Mockit, all of the games were within one and three of them went to overtime.
It was a pleasant day, as long as I avoided the dizzying mess that is Twitch chat. Whether done by a player or commentator, every little thing that goes wrong is spammed a thousand times; it’s so predictable that when I hear a mistake I look at the chat and wonder how long it will be until it’s pointed out, and how many times. What is with the Internet’s obsession with imperfection? The show is good, let it go. …However, it is a crime that no one yells MARKY DOODA DAY! when Markydooda scores.
Speaking of Markydooda, his squad didn’t quite perform up to their number one seed standards. They won their first series against Take 3 in four games, showing some good passing amidst what was mostly a ping pong match. But it was like someone cut their hair when they came up against Mockit. After winning the first game, Flipsid3 Tactics gave up four goals in under a minute in game two, opening the door for Mockit, who won the series 3-1. Don’t count Flipsid3 out though. They were sent to the lower bracket in the last RLCS, and made it to the finals.
Heading into tomorrow, there’s a potential for seven more matches. We’ve got Northern Gaming and Mockit Aces in the upper bracket finals. Beneath them, in the underworld, NRG will face Flipsid3 and Take 3 will play Precision Z. Games start at 7am CST.
Before I go, a thought: there’s a weird trend in eSports to try to make competitors look tough. Maybe it’s an effort to mimic professional sports, but my god it looks ridiculous. Please, understand, I am one of you; I am scrawny and nerdy. And if I crossed my arms and put on a mean expression, I’d look just as out of place as every single eSport player they put through this.
esports, flipsid3 tactics, mark mcavoy, mockit aces, rlcs, rocket league, rocket league championship series, super gamer, super gamer podcast, whatasave!


Question: What do you think the Dream 11 prediction would be for the Bangladesh vs Afghanistan game in the Asia Cup 2018?

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 What do you think the Dream 11 prediction would be for the Bangladesh vs Afghanistan game in the Asia Cup 2018?

Bangladesh vs Afghanistan Dream 11 Prediction Asia Cup 2018 – Both the teams already qualified for the super four stage in Asia Cup 2018. They both defeat Sri Lanka with their awesome performance. Now Sri Lanka is out of the tournament from Group B. Here is the complete details of 2018 Asia Cup AFG vs BAN Dream 11 Prediction.
Teams batting first seem to have to find it easy to bat here in Dubai while the ball tends to turn a lot more in the second innings.
Bangladesh has won their first game and has been qualified for the Super 4s already since Sri Lanka lost both of their games. In fact, this game could be just a warm-up for both the teams since Afghanistan have also been qualified. Coming into team news Tamim Iqbal has been ruled out of the whole tournament. So, expect Nazmul Shanto to come into the XI at the top while some of the other senior players could also be rested.
Today Bangladesh vs Afghanistan Dream 11 Asia Cup 2018 is predicted by analyzing their previous matches performance. So feel free to choose your dream 11 players and earn a decent amount of money.
M Rahim is in excellent touch and you can’t drop him after that magnificent 144 in the last game. You can take risk with M Shahzad. He is also a big match player.
Rahmah Shah and Ihsanullah did really well for Afghanistan in the last game while M Mithun could bat up the order in the absence of Tamim. L Das could open once again for his side today. N Shanto or M Haque can take the place of injured Tamim. So they can also be an option for you.
Shakib couldn’t do much in the last game but we all know what he’s capable of in the limited overs format isn’t it? While Nabi always chips in with points either with the bat or ball. Gulbadin Naib can be another good all-rounder who took two wickets in previous match.
I have gone with 4 bowlers who did really well in their last games i.e. Mustafizur, Mortaza, Rashid and Mujeeb. You can swap Mujeeb for Mehidy but just to have some balance I have gone with Mujeeb.


Question: Explain Facebook's predicament in dealing with fake news. Respond in 554 words.

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 Explain Facebook's predicament in dealing with fake news. Respond in 554 words.

In the wake of the surprising-to-many election of Donald Trump, Facebook has emerged in some circles as scapegoat of choice. A chorus of voices, saying that false news stories shared on the platform helped sway the election, are calling on CEO Mark Zuckerberg to take drastic action to control what’s shared on the site. And he’s responding with some concrete pledges.
The unfolding public relations headache presents several competing imperatives. Facebook broadly prefers to be seen as a neutral platform for social sharing. The shift towards editorial oversight involves serious technical challenges, as well as some uncomfortable regulatory implications.
But Facebook faces a third conundrum—getting rid of fake news might actually hurt its ad revenue. Interacting with news that confirms pre-existing beliefs triggers positive emotional responses in users and drives huge user engagement. News is a major part of what people interact with Facebook, and whether a piece of content is true or not has no clear correlation to how many clicks it generates.
As media expert Clay Shirky put it to The Guardian, “We love bedtime stories.” Even, perhaps especially, when they’re fairy tales.
Filtering fake news would also have second-order effects that could not only reduce daily engagement, but drive users away from Facebook altogether, at least as a news source. While Trump supporters have been particularly skeptical of large news organizations and traditional fact checking, more than half of Clinton backers feel the same way. We’re a nation in the late stages of democracy, with a populace deeply distrustful of any and all authority and expertise. Social media’s dominance is both a cause and effect of that. We spend time on Facebook because we think our friends are better sources of information than pinhead professors or noodling newspaper editors.
If Facebook were to be perceived as having become just another top-down entity telling people what to believe, it would endanger a core element of its appeal. There would be a significant opening for a competing social-news platform that positioned itself as more open and unfiltered.
That said, there are counterpoint business arguments in favor of filtering fake news. Facebook has avoided many of the concerns about trolling and harassment that have been such a drag on Twitter’s prospects, in part because of evolving features that allow users to filter and report content and tailor their ad preferences. However, toxicity fueled by partisan fake news could eventually generate headwinds for Facebook similar to Twitter’s woes.
In a piece today from NPR, more than 150 respondents to an unscientific survey described reducing their Facebook use because of the intensity of the election environment. One, a Mormon supporter of independent conservative candidate Evan McMullen, described himself becoming “a meaner, more cynical person” thanks to Facebook, and limiting himself to an hour a week on the site. That’s a lot less than the nearly hour per day Facebook now gets from its average user.
Of course, activists and pundits will protest that this is about more than business, that the fate of American political discourse is at stake. Maybe regulators will eventually agree, and start treating Facebook as a publisher (which would present a different set of huge business challenges). But those hoping Facebook cleans up its act do themselves no favors by pretending the bottom line here isn’t denominated, in large part, in dollars.


Question: Explain how unemployment insurance benefits helped stabilize the US housing market during the Great Recession.

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 Explain how unemployment insurance benefits helped stabilize the US housing market during the Great Recession.

This home foreclosure was one of millions during the Great Recession.
Ten years ago, millions of Americans were losing their homes to foreclosure and policymakers didn’t know how to help them.
Part of the problem was that lawmakers didn’t understand why homeowners were unable — or unwilling — to repay their mortgages.
Was it more tied to rising unemployment or the massive losses in the housing market? Were homeowners not paying their mortgages because a breadwinner had lost their job or were they just so underwater that they were making a rational choice to walk away from an investment they knew they would never recoup?
A paper that appears in the January issue of the American Economic Review suggests that job loss played a larger role in the problem than previously thought.
Authors Joanne Hsu, David Matsa, and Brian Melzer say federal expansions of unemployment insurance benefits averted more than 1.3 million foreclosures between 2008 and 2013. Providing that extra cash to the unemployed was more effective than other federal programs specifically designed during that time to help struggling homeowners avoid default.
Perhaps it’s not surprising that giving financial assistance to laid-off workers would help them afford to keep making mortgage payments, Melzer said in an interview with the AEA. But nobody realized how big of an impact unemployment insurance could have on stabilizing the housing market. It was also unclear whether homeowners who were severely underwater would keep putting the money into a losing investment when they had a strategic incentive to default.
(W)hen many homeowners were in a negative equity position, it was exactly at that time that this program that replaced income was having really big effects.
Unemployment insurance is the third-largest government program to support the needy, behind Social Security and government-sponsored health care. But it sometimes gets criticized for reducing people’s motivation to work. Research by Lawrence Katz and Bruce Meyer suggests the longer that laid-off workers receive benefits, the longer they remain unemployed.
However, there are other social benefits from unemployment insurance, such as helping laid-off workers to keep spending on groceries, gas, and other goods that feed the economy. Also, in the midst of a catastrophic financial crisis rooted in a wave of souring mortgages, unemployment benefits could even help stabilize the $30 trillion US housing market.
Unemployment insurance benefits are administered at the state level, and not all states are equally generous. There is wide variation in the maximum amount of cash and duration of time that states offer to laid-off workers. Melzer and his co-authors wondered whether more generous states would see an impact on foreclosure rates?
They did. Examining housing and labor data from 1991 to 2010, the authors estimate that a $3,600 increase in a state’s maximum regular UI benefits prevents 13 percent of the average layoff-related rise in delinquency.
There is wide variation in the benefits states give to unemployed workers. The chart below shows the maximum regular payments states offered in 2010. Hover over each state to see how it compares to what they offered in 1991 (adjusted for inflation), as well as how much they provided under a federal expansion of unemployment benefits during the Great Recession. The extended benefits, which are in addition to the regular benefits, are in 2009 dollars.
The authors also looked at what happened when the federal government stepped in and offered to fully fund two initiatives — the Extended Benefits (EB) and Emergency Unemployment Compensation (EUC) programs — aimed at extending the number of weeks laid-off workers could receive benefits at a time when the national unemployment rate topped 10 percent.
Not every state chose to expand benefits to the same degree, and exploiting this variation, the authors found a similar effect: An additional $3,600 in maximum benefits prevented nearly 15 percent of the layoff-related increase in foreclosures.
Indeed, it had a bigger impact on the housing market than the two major foreclosure-prevention programs targeting the crisis — the Home Affordable Modification Program (HAMP) and the Home Affordable Refinance Program (HARP). The authors estimate that extending unemployment insurance prevented two-thirds more foreclosures than both HAMP and HARP combined.
The UI benefits also likely prevented larger losses in home values stemming from derelict properties. People who live in a house are more likely to keep up with basic maintenance — yard work, plumbing, cleaning — than homeowners who have walked away. That has spillover effects for the entire neighborhood, stabilizing home values even when the owners have not lost their jobs.
To be clear, the Great Recession was extreme in both the jobs lost and the damage wrought on the housing market. So, it’s unlikely that extensions of unemployment insurance would have a similarly large impact during a more modest downturn, Melzer said.
Still, this research should give policymakers food for thought about the ancillary benefits from unemployment programs.
“Unemployment Insurance as a Housing Market Stabilizer” appears in the January issue of the American Economic Review.


Question: What is Stary Jarużyn?

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 What is Stary Jarużyn?

Stary Jarużyn is a village in the administrative district of Gmina Szubin, within Nakło County, Kuyavian-Pomeranian Voivodeship, in north-central Poland.


Question: "I recently decided to give 10% of my income to good causes, which can sometimes be a bit tough financially. But it helps me to remember that things could be much worse and that's really what matters in the end."

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 "I recently decided to give 10% of my income to good causes, which can sometimes be a bit tough financially. But it helps me to remember that things could be much worse and that's really what matters in the end."

Wonderful advice as always Julia, though I must say that a meal of rice and beans and a night free of movies/TV isn't so bad! Thanks for the terrific posts.
I have found your posts really interesting, and very much along my own way of thinking. As you say, giving 10% can actually be quite pleasurable, and giving even a modest amount to recommended efficient organisations can help a great number of people. I also don't feel deprived - connections with others, deciding where my money will go, and seeing evidence of the good it can do makes it all a really positive thing for me.


Question: Respond in 5 sentences. Hey! What's up?

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 Respond in 5 sentences. Hey! What's up?

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Question: Respond briefly. What is the Master-General of the Ordnance in the Sri Lanka Army?

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 Respond briefly. What is the Master-General of the Ordnance in the Sri Lanka Army?

Master-General of the Ordnance is a senior position in the General Staff of the Sri Lanka Army, the post is a head by a senior officer of the Major General rank. The "Master-General of the Ordnance's Branch" is responsible for procurement and maintenance of vehicles and special equipment of the Sri Lanka Army. Currently the position is head by Major General Dhammika Liyanage.


Question: What do you think about China's new crypto bans?

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 What do you think about China's new crypto bans?

China’s new crypto bans are already failing to deter investors, who are openly flouting orders on ICOs and exchanges.
As the renminbi dropped almost two percent this week - the most since its 2015 devaluation - suspicions are mounting the Bitcoin ban was too well timed.
“I can do over-the-counter trades or I’ll go offshore...My wallet is my wallet. I’ve never registered my identification card,” the anonymous investor continued.


Question: "What's the story behind the lawsuit Sony filed against Knee Deep Brewing?"

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 "What's the story behind the lawsuit Sony filed against Knee Deep Brewing?"

Courtesy of Knee Deep Brewing Co.
Knee Deep Brewing CEO Jerry Moore on Wednesday sent The Hollywood Reporter a lengthy statement in response to the complaint, saying he thinks his customers know better than to assume an official association and Sony should be able to take a joke.
The statement is below in full.
"I was surprised by the unexpected lawsuit filed against us by Sony yesterday, especially after they originally contacted us many years ago touting their appreciation of our Breaking Bud beer that made gentle fun of their show. Shortly after Breaking Bud was introduced, in early 2015, I actually received an email from a Sony representative that said, 'It seems the Knee Deep team are big fans of Breaking Bad and we really appreciate the call out to our very popular show.' Soon thereafter I spoke with the Sony representative and we discussed the potential benefits of a formal partnership between Knee Deep and Sony but we ultimately decided not to pursue such a partnership because, among other things, our label has always been meant as a joke and not something seriously connected to the show. At no point, during those discussions, did Sony ever threaten to sue Knee Deep over the name of the beer. I’ve always been under the impression that Sony had no issue with our Breaking Bud beer since, after all, the Sony rep is the one who told me he 'appreciate(ed) the call out to our very popular show' which is hardly what one would expect from someone who thinks they can sue you for the 'call out' if you don’t pay them a licensing fee, which is what I gather they now want from us. Breaking Bud is one of our more successful beers, and I think our customers appreciate that the quirky label is a joke. No one has ever thought the joke meant we were endorsed by Breaking Bad. We are a small brewery and I don’t appreciate the distraction, not to mention the expense of having to deal with something that should have been addressed 3 years ago if Sony really had an issue with it.
At the end of the day, the quality of the beer is what has made Breaking Bud popular and we should all be able to take a joke."
April 18, 5:40 p.m.: Updated with a statement from Knee Deep Brewing.


Question: What is the latest news about the Space Launch System?

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 What is the latest news about the Space Launch System?

CINCINNATI — With two more launches of the Block 1 version of the Space Launch System now planned, NASA is starting work to procure and human-rate additional upper stages.
NASA originally expected to fly the Block 1 version of the SLS only once before moving to the more powerful Block 1B version of the rocket. The Block 1 uses an upper stage known as the Interim Cryogenic Propulsion Stage (ICPS), based on the Delta 4 upper stage. The Block 1B will replace the ICPS with the Exploration Upper Stage, a larger upper stage under development.
However, with funding from Congress provided in the fiscal year 2018 omnibus appropriations bill to build a second mobile launch platform, NASA now expects to use the Block 1 version more than once. Those additional launches can take place using the existing mobile launch platform while the new one, designed for Block 1B, is built. That move is designed to reduce concerns about a long gap between SLS missions had NASA gone through with original plans to modify the mobile launch platform after the first SLS mission so it could be used for the Block 1B.
NASA schedules now call for three flights of the SLS Block 1, starting with Exploration Mission (EM) 1. That will be followed by EM-2, the first crewed mission, in 2021, and a “cargo” mission in 2022. That cargo mission could be used for the launch of the Europa Clipper spacecraft, which is required by past appropriations bills to fly on an SLS no later than 2022, although NASA’s fiscal year 2019 budget request proposed launching it in 2025 on a commercially procured vehicle.
“The first three missions will be of the Block 1 configuration, which includes the ICPS,” said Chris Cianciola, deputy program manager of the SLS program at NASA’s Marshall Space Flight Center, in a July 9 panel discussion. The order of EM-2 and the cargo mission could be reversed, he added.
One of the new stages will require modifications to meet NASA human-rating requirements in order to launch a crewed Orion spacecraft on EM-2. One addition to that ICPS, he said, will be an emergency detection system that can warn the Orion of a problem that would require an abort. That system would likely be based on one developed by United Launch Alliance for Atlas 5 commercial crew launches.
Another widely discussed issue with the SLS Block 1 is the launch date for its first mission, EM-1. “That’s currently scheduled for December of next year,” said Cianciola. However, in other presentations at the conference, both NASA and industry officials hinted that a more accurate launch date is the middle of 2020.
Cianciola said later that the first SLS, on current timelines, won’t be ready to support a December 2019 launch. “We know that we’ve got somewhere between four and six months of risk,” he said, meaning that, without changes, the vehicle would miss that target date by four to six months.
“But that doesn’t mean that’s where we’re going to end up,” he added. “We’re doing things to pull it back in.” Boeing, the prime contractor for the core stage, is taking a number of steps to recover some of that schedule by rearranging the flow of activities. However, he warned there’s also the possibility of “unknown unknowns” that could add new delays to the vehicle’s schedule.
The critical path for SLS, he said, is completing the engine section, mating it to the rest of the core stage and performing tests, including a “green run” static fire test of the core stage’s four RS-25 engine planned for next year at the Stennis Space Center.


Question: Respond in 107 words. Describe the novella "The Forest of Time" by Michael Flynn.

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 Respond in 107 words. Describe the novella "The Forest of Time" by Michael Flynn.

"The Forest of Time" is an alternate history novella by science-fiction writer Michael Flynn. It was originally published in the June 1987 issue of "Analog" magazine. In 1988, the story was nominated for the Hugo Award for Best Novella. It was reprinted in the anthologies ' (1988) and ' (1998), as well as Flynn's short story collection "The Forest of Time and Other Stories" (1997).
The story is set in an alternative world wherein the Thirteen Colonies, after gaining independence from Britain, did not succeed in creating the United States, but instead developed into separate and mutually hostile nation-states which often fight bitter wars with each other.


Question: Respond in 712 words. "What do you think of Nikki Haley's presentation at the UN?"

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 Respond in 712 words. "What do you think of Nikki Haley's presentation at the UN?"

US Ambassador to the UN Nikki Haley presented what she called “irrefutable” evidence that a Yemen-fired missile was of Iranian origin on Thursday, but there remains substantial speculation about what, if anything, she actually proved in the presentation.
Haley pushed the idea that the missile shown, apparently the one fired at the Riyadh airport by Yemeni forces, was provided by Iran, saying the UN had said this was the case. The UN, however, never made any such finding.
France was very clear about how skeptical they are of the Haley comments, noting that the UN has not drawn any conclusions themselves, and French officials are still working with very limited data regarding the allegations.
Haley’s presentation was very light on specifics, and appeared to just echo Saudi Arabia’s own allegations of the missile being from Iran. That the US finds the Saudi narrative convenient is unsurprising, as they’re eager to move against Iran on any pretext. With Yemen insisting they made the missile themselves, however, the lack of evidence to the contrary is going to raise a lot of doubts.
I watched this Nikki show on CNN and it was hard to watch without feeling ashamed for her and the administration she represents.
I can’t believe that Americans believe this trash but I suppose many are basically brainwashed from all the propaganda.
poor girl Nikki is stuck just like Madeline Albright saying this bombing was fired by Serbia Who else would do it Just like in Syria Assad has to be guilty of the gas attack .. He is the only one that would do it .
It is known as “doing a Powell”.
The US burnt the bridges with the Iraq and Libya stories at the UN. Absolutely nobody believes anything the US says or gives any credibility to “US intelligence sources”. Haley, Powers and Bolton are stunning examples of what diplomacy isn’t. The US has lost the ability to persuade or to lead. All that is left is brute force. Even reliable poodles like the UK won’t be joining in the next adventure.
Go ahead, attack Iran. The only cure for what ails the US is a stunning, costly and undeniable defeat. Might as well get it over with.
The government has learned and improved over the years since Iraq. Powell was a soldier and there was a chance that he might have remembered his oath to “honour and duty”. Realising he had disgraced himself, he might have asked for a rifle and a one way ride to the front, or taken the hemlock. Luckily for Bush and Co., they were right about him and he retired to plant daises and write his memoir.
Not wanting to take the risk again, the USG has carefully avoided anyone who might possess even a hint of integrity. A waffle house waitress is not encumbered by any miss-placed sense of honour or duty.
I see the Waffle House waitress put-down is spreading.
It says more about those who use it than those at whom it is aimed.
You are correct. I apologize. I was wrong to sully the good reputation of waffle house waitresses most of whom, I am sure, are both honourable and dutiful. I should have just said “shameless liar”.
Sometimes I wonder if being a first-generation American makes a difference in her views. Her parents, Indian Sikhs, came to the US just a few years before she was born.
What on earth does that matter? She is quite American enough to be ignorant, conceited, and a dyed in the wool Zionist.
Yemen had quite a few of these missiles before the present war, and the rebels control the former government’s arsenal. That seems the simpler explanation, applying Occam’s Razor to this.
I thought Haley was just a gift for the neocons? Shouldn’t the orange moron be replacing her by now?
He would if he could find anyone worse, but that may be impossible even among US Republicans.
I’ll give Nikki an A for effort but why is it that every time I see her speak she has this look of desperation like she really Really REALLY wants you to believe her? I hope- for her sake- she’s not taking a correspondence course in the Colin Powell Method Of Career Suicide.


Question: What is the history of American newspapers?

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 What is the history of American newspapers?

The history of American newspapers begins in the early 18th century with the publication of the first colonial newspapers. American newspapers began as modest affairs—a sideline for printers. They became a political force in the campaign for American independence. Following independence the first amendment to U.S. Constitution guaranteed freedom of the press. The U.S. Postal Service Act of 1792 provided substantial subsidies: Newspapers were delivered up to 100 miles for a penny and beyond for 1.5 cents, when first class postage ranged from six cents to a quarter.


Question: Describe a coding game or app that you would like to play.

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 Describe a coding game or app that you would like to play.

Learning to code has never been this easy and fun.
Take the wrestler with your code to a ring and challenge other players to a fight.
Getting beaten up? Modify your code to get your punches through and knockout your opponents.
Aaltoes Unlimited Feat. Supercell track winner at Junction 2015 hackathon.
Coolest JCDecaux Hack award winner at Junction 2015 hackathon.
Main prize (20 000 €) winner at Slush Hacks competition!
"Really cool social game where you can invite friends and learn coding together."
"A refreshing and fun take on using visual draggable code blocks to learn coding!"
"Seeing the actual code while working on the graphical programming interface makes it easier to transition to real programming languages."


Question: Describe the efforts of the communities of Globeville, Elyria-Swansea and Montbello to establish a community land trust to keep homes affordable.

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 Describe the efforts of the communities of Globeville, Elyria-Swansea and Montbello to establish a community land trust to keep homes affordable.

Denver neighborhoods consider communally owned land to keep homes affordable - Denverite, the Denver site!
In Globeville, Elyria-Swansea and Montbello, neighbors are discussing community land trusts as an answer to displacement.
Sep. 27, 2018, 2:03 p.m.
The women from Globeville and Elyria-Swansea who put the C in community land trust wear bright pink T-shirts and speak softly, with determination and often in Spanish.
The T-shirts were out in neon force this week in the first of two back-to-back neighborhood gatherings that offered a glimpse of the urgency and anguish Denver residents feel as they seek ways to control rising housing costs. At Tuesday’s meeting in the auditorium at Bruce Randolph School and the next night in a small conference room at the Montbello Branch Library, dozens of participants discussed a trust model in which the land under a group of homes is owned communally and never sold, putting a brake on appreciation.
Donors, including the Colorado Department of Transportation, have allowed the GES Affordable Housing Collaborative to take steps toward creating its land trust, a project expected to take years to be fully realized.
The collaborative brings together the GES Coalition of activist-residents, most of them women who are identifiable by those shirts; Brothers Redevelopment, a company that build and manages affordable housing in Denver and provides other services to low-income homeowners and renters; and the Colorado Community Land Trust, which has been organizing land trusts since 2002, when it started with affordable homes in Lowry.
It’s a proposed answer to questions about gentrification in Denver.
Homes and businesses were destroyed, people forced to move and the neighborhood was physically divided when I-70 and I-25, which intersect in GES, were constructed in the late 1950s and early 1960s. Now CDOT has embarked on an I-70 expansion and renovation that has meant more lost homes and displacement. Even as the noise and dust of highway construction begins, GES residents are seeing developers and investors show interest in their struggling neighborhood. Marijuana businesses have multiplied in the area. New commuter rail lines and plans for redevelopment of the nearby National Western complex have led to concerns the gentrification already taking place in nearby neighborhoods could soon overwhelm GES.
As part of an effort to avoid being pushed out by the rising rents and property taxes that seem inevitable when an older neighborhood is suddenly desirable, the GES Coalition reached out to Jane Harrington. The Colorado Community Land Trust’s executive director has provided technical assistance as the neighbors did their research and sought funding.
Under the Colorado Community Land Trust model, houses are sold for less than they cost to build, making grants necessary. Homeowners will be able to make a profit when they sell, but will still have to keep the price below market rates.
GES residents will be the preferred buyers of the GES trust.
Brothers Redevelopment has already bought the first three of what residents hope will be many homes in the area for the trust. The project could one day grow to include apartments the trust would rent and community gardens.
At Tuesday’s meeting, audience members raised their cell phones to take a picture of a slide Harrington presented showing a three-bedroom trust home would cost $170,000. Buyers would own only the home and pay a ground lease to the trust, which would own all the land and be run by a board of directors composed of homeowners, community members and property experts.
GES residents acknowledged Tuesday that they will need much more than the $2 million from CDOT, awarded as part of the state’s efforts to compensate a community expected to be disrupted for years by the highway work. The residents are seeking additional funding from donors, banks and finance companies.
A Montbello group hopes to learn from the GES effort.
The next night, Emmett Hobley Jr., president of the Montbello Neighborhood Improvement Association, said he would be closely studying developments in GES as he and his neighbors set out to create their own trust. As in the neighborhoods to the west along I-70, Hobley and his collaborators touted their grassroots strength.
They described Montbello as hard hit by the mortgage crisis at the start of this century, and said investors and developers are now eying homes in the area that had been foreclosed. Across the United States, studies have shown, African-American communities like Montbello and Hispanic areas like GES were disproportionately hit by foreclosures.
Leotis Compton, another member of Hobley’s planning board, said he lost his home in 2014 after fighting foreclosure for five years.
“I know of the frustration,” he said. He has been renting since and said a trust could be a way for him to be a homeowner again.
The Montbello meeting went so late librarians ushered the participants out. Compton and others gathered around Harrington just outside the door to ask more questions. Bright cell phone screens illuminated their faces as the building lights went out.


Question: What is the update on PepsiCo's CEO?

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 What is the update on PepsiCo's CEO?

Indra Nooyi has been CEO of PepsiCo for 12 years.
President Ramon Laguarta will succeed her on Oct. 3.
President Ramon Laguarta, 54, will succeed the 62-year-old Nooyi effective Oct. 3, becoming Pepsi's sixth CEO. Nooyi will remain as chairman until early 2019.
It also faced challenges from upstart brands that continue to threaten its market share, including once-dominant drinks like Gatorade. Pepsi's North American beverage business has been more challenged than its stalwart snacking business, continuing to provoke questions about whether the giant would consider splitting the two.


Question: Describe the advantages of signing up with a Frequent Steeper membership.

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 Describe the advantages of signing up with a Frequent Steeper membership.

Join us for a deep dive into some of our most exciting categories – matcha, wellness and chai. Let’s steep something delicious.
Tea is so much more than the boring blends you grew up with. Discover an exciting and ever-evolving playground of loose leaf with our beginner’s guide.
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Question: What do you know about Loe of Maui? Respond in 2 sentences.

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 What do you know about Loe of Maui? Respond in 2 sentences.

Loe (Hawaiian: "Loe o Maui") was a High Chief in ancient Hawaii and he ruled as the 9th known King of Maui ("Moʻi"). He was the sovereign king or chief of the island of Maui, mentioned in old chants, and ancestor of Kalahumoku II.


Question: What do you know about BitLanders? Respond in detail.

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 What do you know about BitLanders? Respond in detail.

BitLanders is a social media platform that provides the “means and ends” to users engaging in incentive-based community content. Founder Francesco Rulli started the business formally known as Film Annex in 2006, and converted its sharing model to incorporate Bitcoin. The social media site rewards its users with the cryptocurrency based on content performance-measured algorithms voting on video, blog material and photos.
Currently, BitCharities gathers over 10,000 daily donations. The goal is to empower digital citizens of any income level with its user-friendly ecosystem. There’s quite a list of participating charities that you can view here. Rulli and the BitLanders team promote the charities throughout the entire network, giving education to each promotion. With its buzz score sharing platform and access to improve social philanthropy, the site is unique and unlike Facebook or Twitter. The purpose is for you as the user to make money and improve the lifestyle of BitLanders site while increasing your social position.
BitLanders is breaking new ground in the land of social media, being one of the first legitimate bitcoin-based social media apps that seems to be flourishing. At the end of the day, individuals can cash out with their bitcoins or donate as much as they desire to various charities. This in turn has produced a strong and growing environment that other bitcoin-powered social media sites have yet to match. The platform grows quite rapidly on a daily basis, and founder Francesco Rulli is quite pleased with his results.
What do you think of Bitcoin Powered Social Media Sites? Let us know in the comments below!


Question: What can you tell me about the Huff-Daland XHB-1 Cyclops Heavy Bomber Prototype Aircraft?

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 What can you tell me about the Huff-Daland XHB-1 Cyclops Heavy Bomber Prototype Aircraft?

The Huff-Daland XHB-1 heavy bomber was completed in just one prototype - the XB-1 Super Cyclops become a twin-engine, twin-boom version made by Keystone.
Unless otherwise noted the presented statistics below pertain to the Huff-Daland XHB-1 Cyclops model. Common measurements, and their respective conversions, are shown when possible.
ENGINE: 1 x Packard 2A-2540 engine developing 750 horsepower.
Up to 4,000 lb of conventional drop bombs.
• XHB-1 "Cyclops" - Base Series Prototype; single example.
Detailing the development and operational history of the Huff-Daland XHB-1 Cyclops Heavy Bomber Prototype Aircraft. Entry last updated on 4/5/2019. Authored by Staff Writer. Content ©www.MilitaryFactory.com.
For years in the decade following World War 1 (1914-1918) the Huff-Daland Aero Corporation attempted to sell the United Sates Army Air Corps (USAAC) on its biplane bomber concepts. Very few of these attempts saw any fruit instead serving out their days primarily in developmental prototype forms. The Huff-Daland XHB-1 "Cyclops" was one such offering, continuing the Huff-Daland biplane approach from the early 1920s and incorporating a single Packard 2A-2540 engine of 750 horsepower in the nose. The crew numbered four and performance included a maximum speed of 109 miles per hour. For all intents and purposes, the XHB-1 was nothing more than a dimensionally larger, heavy bomber-minded version of its preceding LB-1 light bomber of which ten were claimed by the USAAS (United States Army Air Service). A sole prototype was all that was ever realized of the XHB-1 initiative for it was not adopted in any notable way.
As was the case with the LB-1 before it, the chief limiting factor in the XHB-1 was its use of a single engine. Army chiefs worried for the survivability of such a large aircraft when set over enemy terrain or long distances pushing Huff-Daland engineers to produce a revised twin-engined form of the LB-1 in the XLB-3. However, even this initiative was shelved after a single prototype in favor of the LB-5 (36 produced). As with those aircraft, a twin-engined variant of the XHB-1 was wished for - and granted - in the upcoming XB-1 "Super Cyclops". By then, the Huff-Daland brand label would be absorbed by Keystone Aircraft Corporation until it, itself, was taken over by Curtiss-Wright in 1929 and no more by 1932.
The XHB-1 fell to naught with a sole prototype completed. The XB-1 Super Cyclops would fare no better with just one prototype to its name as well.