. the relative weighting placed on visa 2019s data and peer data in fiscal 2014 was approximately 58% ( 58 % ) and 42% ( 42 % ) , respectively . in fiscal 2013 and 2012 , assumption was fully based on peer companies 2019 data . ( 2 ) based upon the zero coupon u.s . treasury bond rate over the expected term of the awards . ( 3 ) based on the company 2019s implied and historical volatility