. ( visa ) . as a result of that reorganization , citigroup recorded a $ 534 million ( pretax ) gain on its holdings of visa international shares primarily recognized in the consumer banking business . the shares were then carried on citigroup 2019s balance sheet at the new cost basis . in addition , citigroup recorded a $ 306 million ( pretax ) charge related to certain of visa usa 2019s litigation matters primarily recognized in the north america consumer banking business. .