[["year ended december 31 ( in millions except rates )", "2018", "2017", "2016"], ["net interest income 2013 managed basis ( a ) ( b )", "$ 55687", "$ 51410", "$ 47292"], ["less : cib markets net interest income ( c )", "3087", "4630", "6334"], ["net interest income excluding cib markets ( a )", "$ 52600", "$ 46780", "$ 40958"], ["average interest-earning assets", "$ 2229188", "$ 2180592", "$ 2101604"], ["less : average cib markets interest-earning assets ( c )", "609635", "540835", "520307"], ["average