. the occ establishes similar capital requirements and standards for the firm 2019s national banks , including jpmorgan chase bank , n.a. , and chase bank usa , n.a . there are two categories of risk-based capital : tier 1 capital and tier 2 capital . tier 1 capital consists of common stockholders 2019 equity , perpetual preferred stock , noncontrolling interests in sub- sidiaries and trust preferred capital debt securities , less goodwill and certain other adjustments