. we believe that no actions , other than the matters listed below , depart from customary litigation incidental to our business . as background to the disclosure below , please note the following : 2022 these matters raise difficult and complicated factual and legal issues and are subject to many uncertainties and complexities . 2022 we review these matters on an on-going basis and follows the provisions of statement of financial accounting standards ( 201csfas 201d ) no