Lazy loading of environment variables
### Describe the bug

Loading a `.env` file after an `import datasets` call does not correctly use the environment variables. 

This is due the fact that environment variables are read at import time:
https://github.com/huggingface/datasets/blob/de062f0552a810c52077543c1169c38c1f0c53fc/src/datasets/config.py#L155C1-L155C80

### Steps to reproduce the bug

```bash
# make tmp dir
mkdir -p /tmp/debug-env
# make .env file
echo HF_HOME=/tmp/debug-env/data > /tmp/debug-env/.env
# first load dotenv, downloads to /tmp/debug-env/data
uv run --with datasets,python-dotenv python3 -c \
'import dotenv; dotenv.load_dotenv("/tmp/debug-env/.env"); import datasets; datasets.load_dataset("Anthropic/hh-rlhf")' 
# first import datasets, downloads to `~/.cache/huggingface`
uv run --with datasets,python-dotenv python3 -c \
'import datasets; import dotenv; dotenv.load_dotenv("/tmp/debug-env/.env"); datasets.load_dataset("Anthropic/hh-rlhf")' 

```

### Expected behavior

I expect that setting environment variables with something like this:

```python3
if __name__ == "__main__":
    load_dotenv()
    main()
```
works correctly. 

### Environment info

    "datasets>=3.3.0",
